TrackPostcode.UK

Area report

Is Derby a good place to live?

Derby, East Midlands, England

77 / 100
Very goodOverall score

Report completeness: 80%. Score is based on the categories with data loaded for this area.

79Remote workers
73Families
83Retirees
75Young professionals
78Students

In short

Derby scores 77 out of 100 overall, putting it in the top 1 per cent of the 539 UK areas we have scored. Its biggest lead is affordability, scoring 87 against the English median of 64; its biggest shortfall is environment, 75 against 89.

  • Nearest scored area: Belper, about 7 miles away, scoring 70.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 80 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Weather (from the Met Office Sutton Bonington station, 18 km away); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of Derby: Cost of living, Affordability, Housing, Employment, Broadband, Education. Every postcode and town in the council shares these figures.

Research this area further with trusted open data: police.uk street-level crime map, HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

87 / 100
ExcellentAffordability score
£204,016Average price2026-06
5.2xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Derby home needs borrowing of 4.7 times a single UK median full-time salary of £39,039, beyond the 4.5 times most lenders will go to, so it takes a second income or a larger deposit. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

94 / 100
ExcellentHousing score
£204,016Average price2026-06
+2.3%Annual change

UK House Price Index for Derby, all property types. Steady growth scores best; sharp falls and overheating both score lower.

Crime and safety

Source: police.uk

Crime data could not be loaded for this location.

Weather and outdoors

Source: Met Office
81 / 100
Very goodOutdoor score
—Sunshine hours/yrnot measured here
652 mmRainfall/yr
22°CSummer high (avg)
2.9°CWinter low (avg)
34Air frost days/yr
Sutton BoningtonNearest weather station18 km away

Outdoor suitability

80Walking
87Running
87Cycling
86Gardening

Derby has relatively low rainfall for the UK, about 652 mm a year. Summer days typically reach around 22°C and winter nights fall to about 2.9°C.

Averages over 6 years (2020-2025) from the Met Office Sutton Bonington station, 18 km away. This station does not record sunshine, so the outdoor score here is calculated from rainfall and temperature only. How the outdoor score works. Contains Met Office data © Crown copyright.

98 / 100
ExcellentBroadband score
99.8%Superfast availabilitypremises with 30 Mbit/s or more
97.7%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for Derby: the share of premises that can get each service, not the share that has taken it up.

28 / 100
ChallengingEducation score
43.8Attainment 8 average score202425
Council levelMeasured atshared by the whole local authority

Local authority average, key stage 4, state-funded schools. Source: Department for Education. Each nation publishes its own measure, so this compares within England only. How education is scored.

Healthcare data is being sourced. We only publish figures once they are loaded from OpenStreetMap, so nothing here is estimated or invented.

48 / 100
FairEmployment score
72.7%Employment rateaged 16-64
6.8%Unemployment rate
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for Derby, via NOMIS. Most UK councils fall between about 62% and 82% employment.

75 / 100
Very goodEnvironment score
7.76 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
15.96 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

93 / 100
ExcellentTransport score
98Stops within 800 mbus, tram and metro
1.3 kmNearest railway stationDerby Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
79 / 100
Very goodCost of living score
£855Average monthly rentall property types
Jun-26Data period
26%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap

Lifestyle data is being sourced. We only publish figures once they are loaded from OpenStreetMap, so nothing here is estimated or invented.

Who Derby suits

Of the 1 profiles we score, Derby suits remote workers best, at 79 out of 100.

Derby suits most households about equally: from the top 1% for families to the top 2% for young professionals of the 539 areas we have scored.

How Derby ranks for each type of household
HouseholdScoreStandingWhat it weights
Families73top 1%Weighted towards schools, safety, housing and healthcare.
Retirees83top 1%Weighted towards healthcare, safety, environment and cost of living.
Remote workers79top 1%Weighted towards broadband, cost of living, environment and weather.
Students78top 1%Weighted towards cost of living, lifestyle, transport and safety.
Young professionals75top 2%Weighted towards employment, lifestyle, transport and broadband.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Affordability
  • Weather
  • Housing
  • Transport
  • Broadband

Worth checking carefully

  • Education

Built only from the categories with data; 3 are still to load for this area.

How Derby compares

Derby compared with every other area we have scored
CategoryDerbyEngland medianUK medianvs England medianUK position
Cost of living797172+8top 38%
Affordability876468+23top 21%
Weather817272+9top 11%
Employment486159-13bottom 22%
Housing948383+11top 19%
Transport937575+18top 4%
Broadband988888+10top 3%
Environment758991-14bottom 8%
Education283940-11bottom 10%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the England median only.

What Derby does well. Measured against everywhere else in the index, the standouts are affordability (87, 23 above the median), transport (93, 18 above the median) and housing (94, 11 above the median).

Where it falls short. Environment (75, 14 below), employment (48, 13 below) and education (28, 11 below).

Near Derby, and places like it

Derby scores higher than every one of the 6 scored areas within about 50 miles of it, at 77 out of 100.

Scored areas within about 50 miles of Derby
AreaDistanceWhereOverallBand
Belper6.8 milesAmber Valley, East Midlands, England70Very good
Ilkeston7.7 milesErewash, East Midlands, England75Very good
Long Eaton8.7 milesErewash, East Midlands, England75Very good
Burton upon Trent11 milesEast Staffordshire, West Midlands, England74Very good
Swadlincote11 milesSouth Derbyshire, East Midlands, England71Very good
Nottingham14 milesNottingham, East Midlands, England69Good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Derby
AreaWhereOverallAverage gap
Ashton-under-LyneTameside, North West, England722.5
CoventryCoventry, West Midlands, England703.3
WalsallWalsall, West Midlands, England714
RotherhamRotherham, Yorkshire and The Humber, England735
StalybridgeTameside, North West, England715.2

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

What a home in Derby actually costs

Source: HM Land Registry UK HPI

The average home in Derby is £204,016, 25 per cent below the median of the areas we have scored. With a ten per cent deposit of £20,402, repaying the rest costs about £1,183 a month, £328 more than renting at the local average of £855, and needs a household income of about £40,800 to borrow.

The cost of buying in Derby
MeasureFigure
Average property price£204,016 (June 2026)
Change over 12 months+2.3%, rising
Against our index median25% below the £270,569 median across every area we have scored
10% deposit£20,402
15% deposit£30,602
Price to earnings5.2 times UK median full-time earnings of £39,039
Monthly repayment£1,183 on a £183,614 mortgage (10% deposit, 6% over 25 years)
Against renting£328 more than the £855 average monthly rent
Income to borrow itAbout £40,800 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Derby, against the limits

Source: Defra modelled background maps

Fine particulates, at 7.8, sit inside the UK 2040 target of 10 but above the World Health Organization guideline of 5, as in most of Britain. Nitrogen dioxide, at 16.0, is well inside the UK limit of 40 but above the WHO guideline of 10.

Modelled background air quality in Derby, micrograms per cubic metre
PollutantDerbyUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)7.8105Inside the UK target, above the WHO guideline
Nitrogen dioxide (NO₂)16.04010Inside the UK limit, above the WHO guideline

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Derby

Is Derby a good place to live?

Derby has an overall liveability score of 77 out of 100 (very good) on TrackPostcode.UK, based on 80% of categories currently loaded. It scores best on broadband and housing. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Derby?

Recorded crime for Derby is shown in the crime and safety section, from police.uk for England and Wales or Scottish Government statistics for Scotland.

What is the weather like in Derby?

Derby averages about 652 mm of rain a year, giving an outdoor score of 81 out of 100. Summer highs average 22°C and winter lows 2.9°C. The station records no sunshine series, so that score is built from rainfall and temperature alone. Based on the Met Office Sutton Bonington station, 18 km away.

How expensive is it to live in Derby?

Average private rent in the Derby area is about £855 a month (Jun-26, ONS), giving Derby a cost-of-living score of 79 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Derby?

The average property price in Derby is about £204,016 (2026-06, HM Land Registry). Prices changed +2.3% over the year. See the affordability section for how that compares to local earnings.

Can I afford to buy a house in Derby?

The average property in Derby costs about £204,016, which is 5.2 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 87 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,183 a month at 6% over 25 years, £328 more than the £855 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Derby?

About 99.8% of premises in Derby can get superfast broadband of 30 Mbit/s or more, and 97.7% can get a gigabit-capable connection, giving a broadband score of 98 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Derby?

72.7% of 16 to 64 year olds in Derby are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 48 out of 100. Unemployment stands at 6.8%. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Derby?

Derby records 43.8 on Attainment 8 average score (202425), giving an education score of 28 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

What is the air quality like in Derby?

For the 1 km grid square containing Derby, fine particulates (PM2.5) average 7.76 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 15.96 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 75 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

Does Derby have good transport links?

The nearest railway station is Derby Rail Station, about 1.3 km away, and there are 98 bus, tram or metro stops within an 800 metre walk, giving a transport score of 93 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Derby in?

Derby is in the Derby local authority, East Midlands, England. It falls within the Darley ward and the Derby South parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside Derby shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

Is Derby a good place for remote workers?

Derby scores 79 out of 100 on our remote workers profile, which is weighted towards broadband, cost of living, environment and weather. That is close to its general score of 77, so the weighting neither flatters nor penalises this area. Every area we score is ranked on this basis at /best-places-for-remote-workers/.

How does Derby compare with the rest of England?

Derby sits in the top 1% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on affordability, transport and housing. It is furthest below on environment, employment and education. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near Derby?

Of the areas we have scored within about 50 miles of Derby, the highest are Ilkeston (75 out of 100, about 8 miles away), Long Eaton (75 out of 100, about 9 miles away) and Burton upon Trent (74 out of 100, about 11 miles away). Derby itself scores 77. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to Derby?

Across the twelve category scores, the closest matches elsewhere in Britain are Ashton-under-Lyne (Tameside, North West, England), Coventry (Coventry, West Midlands, England) and Walsall (Walsall, West Midlands, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the Derby council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.