TrackPostcode.UK

Area report

Is Swadlincote a good place to live?

South Derbyshire, East Midlands, England

73 / 100
Very goodOverall score

Report completeness: 85%. Score is based on the categories with data loaded for this area.

76Remote workers
69Families
74Retirees
73Young professionals
74Students

In short

Swadlincote scores 73 out of 100 overall, putting it in the top 10 per cent of the 539 UK areas we have scored. Its biggest lead is weather, scoring 81 against the English median of 72; its biggest shortfall is transport, 65 against 75.

  • Nearest scored area: Burton upon Trent, about 4 miles away, scoring 74.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 85 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Weather (from the Met Office Sutton Bonington station, 22 km away); Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of South Derbyshire: Cost of living, Affordability, Housing, Employment, Broadband, Education. Every postcode and town in the council shares these figures.

Research this area further with trusted open data: police.uk street-level crime map, HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

71 / 100
Very goodAffordability score
£258,672Average price2026-06
6.6xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Swadlincote home needs borrowing of 5.9 times a single UK median full-time salary of £39,039, beyond the 4.5 times most lenders will go to, so it takes a second income or a larger deposit. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

77 / 100
Very goodHousing score
£258,672Average price2026-06
+5.6%Annual change

UK House Price Index for South Derbyshire, all property types. Steady growth scores best; sharp falls and overheating both score lower.

Crime and safety

Source: police.uk

Crime data could not be loaded for this location.

Weather and outdoors

Source: Met Office
81 / 100
Very goodOutdoor score
—Sunshine hours/yrnot measured here
652 mmRainfall/yr
22°CSummer high (avg)
2.9°CWinter low (avg)
34Air frost days/yr
Sutton BoningtonNearest weather station22 km away

Outdoor suitability

80Walking
87Running
87Cycling
86Gardening

Swadlincote has relatively low rainfall for the UK, about 652 mm a year. Summer days typically reach around 22°C and winter nights fall to about 2.9°C.

Averages over 6 years (2020-2025) from the Met Office Sutton Bonington station, 22 km away. This station does not record sunshine, so the outdoor score here is calculated from rainfall and temperature only. How the outdoor score works. Contains Met Office data © Crown copyright.

92 / 100
ExcellentBroadband score
98.5%Superfast availabilitypremises with 30 Mbit/s or more
90%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for South Derbyshire: the share of premises that can get each service, not the share that has taken it up.

36 / 100
ChallengingEducation score
45.5Attainment 8 average score202425
Council levelMeasured atshared by the whole local authority

Local authority average, key stage 4, state-funded schools. Source: Department for Education. Each nation publishes its own measure, so this compares within England only. How education is scored.

61 / 100
GoodHealthcare score
9GP surgerieswithin about 2 km
5Pharmacieswithin about 2 km
6Dentistswithin about 2 km
1Hospitalswithin about 8 km

Counted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.

66 / 100
GoodEmployment score
79.5%Employment rateaged 16-64
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for South Derbyshire, via NOMIS. Most UK councils fall between about 62% and 82% employment.

88 / 100
ExcellentEnvironment score
7.04 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
8.36 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

65 / 100
GoodTransport score
58Stops within 800 mbus, tram and metro
6.8 kmNearest railway stationBurton-on-Trent Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
78 / 100
Very goodCost of living score
£876Average monthly rentall property types
Jun-26Data period
27%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap

Lifestyle data is being sourced. We only publish figures once they are loaded from OpenStreetMap, so nothing here is estimated or invented.

Who Swadlincote suits

Of the 1 profiles we score, Swadlincote suits remote workers best, at 76 out of 100.

Swadlincote suits most households about equally: from the top 6% for young professionals to the top 12% for students of the 539 areas we have scored.

How Swadlincote ranks for each type of household
HouseholdScoreStandingWhat it weights
Young professionals73top 6%Weighted towards employment, lifestyle, transport and broadband.
Remote workers76top 9%Weighted towards broadband, cost of living, environment and weather.
Retirees74top 10%Weighted towards healthcare, safety, environment and cost of living.
Families69top 11%Weighted towards schools, safety, housing and healthcare.
Students74top 12%Weighted towards cost of living, lifestyle, transport and safety.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Weather
  • Broadband
  • Environment

Worth checking carefully

  • Education

Built only from the categories with data; 2 are still to load for this area.

How Swadlincote compares

Swadlincote compared with every other area we have scored
CategorySwadlincoteEngland medianUK medianvs England medianUK position
Cost of living787172+7top 40%
Affordability716468+7top 46%
Weather817272+9top 11%
Employment666159+5top 27%
Housing778383-6bottom 39%
Transport657575-10bottom 18%
Broadband928888+4top 37%
Environment888991-1bottom 37%
Healthcare615452+7top 31%
Education363940-3bottom 33%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the England median only.

What Swadlincote does well. Measured against everywhere else in the index, the standouts are weather (81, 9 above the median).

Where it falls short. Transport (65, 10 below).

Near Swadlincote, and places like it

Of the 6 scored areas within about 50 miles of Swadlincote, 2 score higher: Burton upon Trent (74) and Tamworth (74). Swadlincote scores 73. Burton upon Trent is ahead mainly on employment (+16), while Swadlincote keeps the advantage on broadband (+8).

Scored areas within about 50 miles of Swadlincote
AreaDistanceWhereOverallBand
Burton upon Trent4.3 milesEast Staffordshire, West Midlands, England74Very good
Coalville9.0 milesNorth West Leicestershire, East Midlands, England65Good
Derby11 milesDerby, East Midlands, England73Very good
Tamworth11 milesTamworth, West Midlands, England74Very good
Lichfield13 milesLichfield, West Midlands, England63Good
Loughborough15 milesCharnwood, East Midlands, England70Very good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Swadlincote
AreaWhereOverallAverage gap
NorthwichCheshire West and Chester, North West, England674.3
WoodbridgeEast Suffolk, East of England, England725.1
Long EatonErewash, East Midlands, England755.2
GranthamSouth Kesteven, East Midlands, England725.4
WilmslowCheshire East, North West, England685.4

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

What a home in Swadlincote actually costs

Source: HM Land Registry UK HPI

The average home in Swadlincote is £258,672, 4 per cent below the median of the areas we have scored. With a ten per cent deposit of £25,867, repaying the rest costs about £1,500 a month, £624 more than renting at the local average of £876, and needs a household income of about £51,700 to borrow.

The cost of buying in Swadlincote
MeasureFigure
Average property price£258,672 (June 2026)
Change over 12 months+5.6%, rising
Against our index median4% below the £270,569 median across every area we have scored
10% deposit£25,867
15% deposit£38,801
Price to earnings6.6 times UK median full-time earnings of £39,039
Monthly repayment£1,500 on a £232,805 mortgage (10% deposit, 6% over 25 years)
Against renting£624 more than the £876 average monthly rent
Income to borrow itAbout £51,700 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Swadlincote, against the limits

Source: Defra modelled background maps

Fine particulates, at 7.0, sit inside the UK 2040 target of 10 but above the World Health Organization guideline of 5, as in most of Britain. Nitrogen dioxide, at 8.4, is well inside the UK limit of 40 and inside the WHO guideline of 10.

Modelled background air quality in Swadlincote, micrograms per cubic metre
PollutantSwadlincoteUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)7.0105Inside the UK target, above the WHO guideline
Nitrogen dioxide (NO₂)8.44010Inside both

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Swadlincote

Is Swadlincote a good place to live?

Swadlincote has an overall liveability score of 73 out of 100 (very good) on TrackPostcode.UK, based on 85% of categories currently loaded. It scores best on broadband and weather. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Swadlincote?

Recorded crime for Swadlincote is shown in the crime and safety section, from police.uk for England and Wales or Scottish Government statistics for Scotland.

What is the weather like in Swadlincote?

Swadlincote averages about 652 mm of rain a year, giving an outdoor score of 81 out of 100. Summer highs average 22°C and winter lows 2.9°C. The station records no sunshine series, so that score is built from rainfall and temperature alone. Based on the Met Office Sutton Bonington station, 22 km away.

How expensive is it to live in Swadlincote?

Average private rent in the South Derbyshire area is about £876 a month (Jun-26, ONS), giving Swadlincote a cost-of-living score of 78 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Swadlincote?

The average property price in South Derbyshire is about £258,672 (2026-06, HM Land Registry). Prices changed +5.6% over the year. See the affordability section for how that compares to local earnings.

Can I afford to buy a house in Swadlincote?

The average property in South Derbyshire costs about £258,672, which is 6.6 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 71 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,500 a month at 6% over 25 years, £624 more than the £876 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Swadlincote?

About 98.5% of premises in South Derbyshire can get superfast broadband of 30 Mbit/s or more, and 90% can get a gigabit-capable connection, giving a broadband score of 92 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Swadlincote?

79.5% of 16 to 64 year olds in South Derbyshire are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 66 out of 100. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Swadlincote?

South Derbyshire records 45.5 on Attainment 8 average score (202425), giving an education score of 36 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

What is the air quality like in Swadlincote?

For the 1 km grid square containing Swadlincote, fine particulates (PM2.5) average 7.04 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 8.36 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 88 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

Are there GPs and dentists near Swadlincote?

Within about two kilometres of this point there are 9 GP surgeries, 5 pharmacies and 6 dentists. 1 hospital is within about eight kilometres. That gives a healthcare score of 61 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

Does Swadlincote have good transport links?

The nearest railway station is Burton-on-Trent Rail Station, about 6.8 km away, and there are 58 bus, tram or metro stops within an 800 metre walk, giving a transport score of 65 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Swadlincote in?

Swadlincote is in the South Derbyshire local authority, East Midlands, England. It falls within the Swadlincote ward and the South Derbyshire parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside South Derbyshire shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

Is Swadlincote a good place for remote workers?

Swadlincote scores 76 out of 100 on our remote workers profile, which is weighted towards broadband, cost of living, environment and weather. That is 3 points above its general score of 73, because this profile weights the twelve categories differently. Every area we score is ranked on this basis at /best-places-for-remote-workers/.

How does Swadlincote compare with the rest of England?

Swadlincote sits in the top 10% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on weather. It is furthest below on transport. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near Swadlincote?

Of the areas we have scored within about 50 miles of Swadlincote, the highest are Burton upon Trent (74 out of 100, about 4 miles away), Tamworth (74 out of 100, about 11 miles away) and Derby (73 out of 100, about 11 miles away). Swadlincote itself scores 73. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to Swadlincote?

Across the twelve category scores, the closest matches elsewhere in Britain are Northwich (Cheshire West and Chester, North West, England), Woodbridge (East Suffolk, East of England, England) and Long Eaton (Erewash, East Midlands, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the South Derbyshire council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.