TrackPostcode.UK

Area report

Is Liverpool a good place to live?

Liverpool, North West, England

72 / 100
Very goodOverall score

Report completeness: 75%. Score is based on the categories with data loaded for this area.

73Remote workers
67Families
78Retirees
70Young professionals
74Students

In short

Liverpool scores 72 out of 100 overall, putting it in the top 16 per cent of the 539 UK areas we have scored. Its biggest lead is affordability, scoring 92 against the English median of 64; its biggest shortfall is housing, 62 against 83.

  • Nearest scored area: Birkenhead, about 2 miles away, scoring 67.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 75 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of Liverpool: Cost of living, Affordability, Housing, Employment, Broadband, Education. Every postcode and town in the council shares these figures.
  • Not scored here: Weather (the nearest Met Office historic station, Shawbury, is 72 km away), too far to describe this location, so it is left out of the overall score.

Research this area further with trusted open data: police.uk street-level crime map, HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

92 / 100
ExcellentAffordability score
£185,307Average price2026-06
4.7xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Liverpool home needs borrowing of 4.2 times a single UK median full-time salary of £39,039, inside the 4.5 times most lenders will go to, so one median earner can buy here. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

62 / 100
GoodHousing score
£185,307Average price2026-06
+7.2%Annual change

UK House Price Index for Liverpool, all property types. Steady growth scores best; sharp falls and overheating both score lower.

Crime and safety

Source: police.uk

Crime data could not be loaded for this location.

Weather and outdoors

Source: Met Office

No weather score for Liverpool. The nearest Met Office historic station, Shawbury, is 72 km away, beyond the 40 km we accept, so its climate would describe somewhere else. Weather is left out of the overall score here rather than borrowed. Why.

89 / 100
ExcellentBroadband score
96.5%Superfast availabilitypremises with 30 Mbit/s or more
91.4%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for Liverpool: the share of premises that can get each service, not the share that has taken it up.

27 / 100
ChallengingEducation score
43.4Attainment 8 average score202425
Council levelMeasured atshared by the whole local authority

Local authority average, key stage 4, state-funded schools. Source: Department for Education. Each nation publishes its own measure, so this compares within England only. How education is scored.

79 / 100
Very goodHealthcare score
12GP surgerieswithin about 2 km
15Pharmacieswithin about 2 km
3Dentistswithin about 2 km
44Hospitalswithin about 8 km

Counted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.

44 / 100
FairEmployment score
71.2%Employment rateaged 16-64
5.2%Unemployment rate
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for Liverpool, via NOMIS. Most UK councils fall between about 62% and 82% employment.

75 / 100
Very goodEnvironment score
6.9 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
20.17 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

94 / 100
ExcellentTransport score
99Stops within 800 mbus, tram and metro
0.1 kmNearest railway stationLiverpool Lime Street Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
76 / 100
Very goodCost of living score
£905Average monthly rentall property types
Jun-26Data period
28%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap

Lifestyle data is being sourced. We only publish figures once they are loaded from OpenStreetMap, so nothing here is estimated or invented.

Who Liverpool suits

Liverpool is a markedly better fit for some households than others. It ranks in the top 1% of the 539 areas we have scored for retirees, and the top 27% for remote workers. That gap comes from the same twelve categories weighted differently, which is why one overall score can never answer the question on its own.

How Liverpool ranks for each type of household
HouseholdScoreStandingWhat it weights
Retirees78top 1%Weighted towards healthcare, safety, environment and cost of living.
Students74top 12%Weighted towards cost of living, lifestyle, transport and safety.
Young professionals70top 23%Weighted towards employment, lifestyle, transport and broadband.
Families67top 25%Weighted towards schools, safety, housing and healthcare.
Remote workers73top 27%Weighted towards broadband, cost of living, environment and weather.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Affordability
  • Transport
  • Broadband

Worth checking carefully

  • Employment
  • Education

Built only from the categories with data; 3 are still to load for this area.

How Liverpool compares

Liverpool compared with every other area we have scored
CategoryLiverpoolEngland medianUK medianvs England medianUK position
Cost of living767172+5top 42%
Affordability926468+28top 13%
Employment446159-17bottom 16%
Housing628383-21bottom 18%
Transport947575+19top 4%
Broadband898888+1top 47%
Environment758991-14bottom 8%
Healthcare795452+25top 13%
Education273940-12bottom 8%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the England median only.

What Liverpool does well. Measured against everywhere else in the index, the standouts are affordability (92, 28 above the median), healthcare (79, 25 above the median) and transport (94, 19 above the median).

Where it falls short. Housing (62, 21 below), employment (44, 17 below) and environment (75, 14 below).

Near Liverpool, and places like it

Of the 6 scored areas within about 50 miles of Liverpool, 1 scores higher: Widnes (73). Liverpool scores 72. Widnes is ahead mainly on housing (+32), while Liverpool keeps the advantage on healthcare (+29).

Scored areas within about 50 miles of Liverpool
AreaDistanceWhereOverallBand
Birkenhead1.9 milesWirral, North West, England67Good
Bootle3.2 milesSefton, North West, England68Good
Wallasey3.7 milesWirral, North West, England69Good
Ellesmere Port9.6 milesCheshire West and Chester, North West, England65Good
St. Helens10 milesSt. Helens, North West, England66Good
Widnes11 milesHalton, North West, England73Very good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Liverpool
AreaWhereOverallAverage gap
IpswichIpswich, East of England, England705.4
WolverhamptonWolverhampton, West Midlands, England666.2
HuddersfieldKirklees, Yorkshire and The Humber, England716.6
DerbyDerby, East Midlands, England736.9
BoltonBolton, North West, England757.4

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

What a home in Liverpool actually costs

Source: HM Land Registry UK HPI

The average home in Liverpool is £185,307, 32 per cent below the median of the areas we have scored. With a ten per cent deposit of £18,531, repaying the rest costs about £1,075 a month, £170 more than renting at the local average of £905, and needs a household income of about £37,100 to borrow.

The cost of buying in Liverpool
MeasureFigure
Average property price£185,307 (June 2026)
Change over 12 months+7.2%, rising
Against our index median32% below the £270,569 median across every area we have scored
10% deposit£18,531
15% deposit£27,796
Price to earnings4.7 times UK median full-time earnings of £39,039
Monthly repayment£1,075 on a £166,776 mortgage (10% deposit, 6% over 25 years)
Against renting£170 more than the £905 average monthly rent
Income to borrow itAbout £37,100 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Liverpool, against the limits

Source: Defra modelled background maps

Fine particulates, at 6.9, sit inside the UK 2040 target of 10 but above the World Health Organization guideline of 5, as in most of Britain. Nitrogen dioxide, at 20.2, is well inside the UK limit of 40 but above the WHO guideline of 10.

Modelled background air quality in Liverpool, micrograms per cubic metre
PollutantLiverpoolUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)6.9105Inside the UK target, above the WHO guideline
Nitrogen dioxide (NO₂)20.24010Inside the UK limit, above the WHO guideline

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Liverpool

Is Liverpool a good place to live?

Liverpool has an overall liveability score of 72 out of 100 (very good) on TrackPostcode.UK, based on 75% of categories currently loaded. It scores best on broadband and cost of living. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Liverpool?

Recorded crime for Liverpool is shown in the crime and safety section, from police.uk for England and Wales or Scottish Government statistics for Scotland.

What is the weather like in Liverpool?

The weather section shows annual sunshine, rainfall and typical temperatures for Liverpool from Met Office climate data for the location.

How expensive is it to live in Liverpool?

Average private rent in the Liverpool area is about £905 a month (Jun-26, ONS), giving Liverpool a cost-of-living score of 76 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Liverpool?

The average property price in Liverpool is about £185,307 (2026-06, HM Land Registry). Prices changed +7.2% over the year. See the affordability section for how that compares to local earnings.

Can I afford to buy a house in Liverpool?

The average property in Liverpool costs about £185,307, which is 4.7 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 92 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,075 a month at 6% over 25 years, £170 more than the £905 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Liverpool?

About 96.5% of premises in Liverpool can get superfast broadband of 30 Mbit/s or more, and 91.4% can get a gigabit-capable connection, giving a broadband score of 89 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Liverpool?

71.2% of 16 to 64 year olds in Liverpool are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 44 out of 100. Unemployment stands at 5.2%. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Liverpool?

Liverpool records 43.4 on Attainment 8 average score (202425), giving an education score of 27 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

What is the air quality like in Liverpool?

For the 1 km grid square containing Liverpool, fine particulates (PM2.5) average 6.9 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 20.17 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 75 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

Are there GPs and dentists near Liverpool?

Within about two kilometres of this point there are 12 GP surgeries, 15 pharmacies and 3 dentists. 44 hospitals are within about eight kilometres. That gives a healthcare score of 79 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

Does Liverpool have good transport links?

The nearest railway station is Liverpool Lime Street Rail Station, about 0.1 km away, and there are 99 bus, tram or metro stops within an 800 metre walk, giving a transport score of 94 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Liverpool in?

Liverpool is in the Liverpool local authority, North West, England. It falls within the Brownlow Hill ward and the Liverpool Riverside parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside Liverpool shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

How does Liverpool compare with the rest of England?

Liverpool sits in the top 16% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on affordability, healthcare and transport. It is furthest below on housing, employment and environment. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near Liverpool?

Of the areas we have scored within about 50 miles of Liverpool, the highest are Widnes (73 out of 100, about 11 miles away), Wallasey (69 out of 100, about 4 miles away) and Bootle (68 out of 100, about 3 miles away). Liverpool itself scores 72. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to Liverpool?

Across the twelve category scores, the closest matches elsewhere in Britain are Ipswich (Ipswich, East of England, England), Wolverhampton (Wolverhampton, West Midlands, England) and Huddersfield (Kirklees, Yorkshire and The Humber, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the Liverpool council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.