TrackPostcode.UK

Area report

Is Wirral a good place to live?

Wirral, North West, England

67 / 100
GoodOverall score

Report completeness: 90%. Score is based on the categories with data loaded for this area.

71Remote workers
64Families
68Retirees
65Young professionals
69Students

In short

Wirral scores 67 out of 100 overall, putting it in the top 49 per cent of the 539 UK areas we have scored. Its biggest lead is affordability, scoring 83 against the English median of 64; its biggest shortfall is housing, 57 against 83.

  • Nearest scored area: Birkenhead, about 3 miles away, scoring 67.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 90 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Crime (recorded within about one mile of this exact point); Lifestyle (amenities within about 2 km of this exact point); Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of Wirral: Cost of living, Affordability, Housing, Employment, Broadband, Education. Every postcode and town in the council shares these figures.
  • Not scored here: Weather (the nearest Met Office historic station, Shawbury, is 70 km away), too far to describe this location, so it is left out of the overall score.

Research this area further with trusted open data: police.uk street-level crime map, HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

83 / 100
Very goodAffordability score
£215,575Average price2026-06
5.5xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Wirral home needs borrowing of 5 times a single UK median full-time salary of £39,039, beyond the 4.5 times most lenders will go to, so it takes a second income or a larger deposit. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

57 / 100
GoodHousing score
£215,575Average price2026-06
+7.8%Annual change

UK House Price Index for Wirral, all property types. Steady growth scores best; sharp falls and overheating both score lower.

Crime and safety

Source: police.uk
58 / 100
GoodSafety score
68Violent crime
30Anti-social behaviour
10Vehicle crime
4Burglary
6Shoplifting
156All recorded

All recorded crime by type

CategoryRecorded (2026-08)
Violent crime68
Anti social behaviour30
Criminal damage arson15
Vehicle crime10
Public order8
Other theft6
Shoplifting6
Burglary4
Drugs3
Robbery2
Other crime2
Bicycle theft1
Possession of weapons1

In 2026-08, 156 crimes were recorded within about a mile of this point in Wirral - a busy level of recorded crime, typical of urban centres. The most common headline category was violent crime. City and town centres naturally record more incidents than residential streets, so compare like for like.

Recorded crime within about one mile, 2026-08. Busy centres record more than quiet suburbs because more people pass through them than live there, so compare similar types of place. How safety is scored.

Weather and outdoors

Source: Met Office

No weather score for Wirral. The nearest Met Office historic station, Shawbury, is 70 km away, beyond the 40 km we accept, so its climate would describe somewhere else. Weather is left out of the overall score here rather than borrowed. Why.

97 / 100
ExcellentBroadband score
99.6%Superfast availabilitypremises with 30 Mbit/s or more
96.3%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for Wirral: the share of premises that can get each service, not the share that has taken it up.

39 / 100
ChallengingEducation score
46.4Attainment 8 average score202425
Council levelMeasured atshared by the whole local authority

Local authority average, key stage 4, state-funded schools. Source: Department for Education. Each nation publishes its own measure, so this compares within England only. How education is scored.

48 / 100
FairHealthcare score
6GP surgerieswithin about 2 km
3Pharmacieswithin about 2 km
1Dentistswithin about 2 km
15Hospitalswithin about 8 km

Counted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.

51 / 100
FairEmployment score
73.9%Employment rateaged 16-64
5.2%Unemployment rate
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for Wirral, via NOMIS. Most UK councils fall between about 62% and 82% employment.

94 / 100
ExcellentEnvironment score
5.98 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
8.43 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

66 / 100
GoodTransport score
26Stops within 800 mbus, tram and metro
1.8 kmNearest railway stationUpton Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
80 / 100
Very goodCost of living score
£845Average monthly rentall property types
Jun-26Data period
26%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap
40 / 100
FairLifestyle score
144Amenities nearbywithin about 2 km
23 + 29Food/drink + shops
63Parks and sport spots

What is nearby

CategoryCount
Food and drink23
Shops29
Health services10
Schools and learning17
Parks and sport63
Culture and community2

Counted from OpenStreetMap within about 2 km of this exact point; private gardens are not counted. Contains OpenStreetMap data © OpenStreetMap contributors.

Who Wirral suits

Of the 4 profiles we score, Wirral suits students best, at 69 out of 100.

Wirral suits most households about equally: from the top 38% for remote workers to the bottom 40% for young professionals of the 539 areas we have scored.

How Wirral ranks for each type of household
HouseholdScoreStandingWhat it weights
Remote workers71top 38%Weighted towards broadband, cost of living, environment and weather.
Retirees68top 43%Weighted towards healthcare, safety, environment and cost of living.
Students69top 43%Weighted towards cost of living, lifestyle, transport and safety.
Families64top 50%Weighted towards schools, safety, housing and healthcare.
Young professionals65bottom 40%Weighted towards employment, lifestyle, transport and broadband.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Cost of living
  • Affordability
  • Broadband
  • Environment

Worth checking carefully

  • Education
  • Lifestyle

Built only from the categories with data; 1 is still to load for this area.

How Wirral compares

Wirral compared with every other area we have scored
CategoryWirralEngland medianUK medianvs England medianUK position
Cost of living807172+9top 33%
Affordability836468+19top 29%
Safety585252+6top 30%
Employment516159-10bottom 30%
Housing578383-26bottom 13%
Transport667575-9bottom 20%
Broadband978888+9top 8%
Environment948991+5top 37%
Healthcare485452-6bottom 42%
Education3939400bottom 46%
Lifestyle405654-16bottom 16%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the England median only.

What Wirral does well. Measured against everywhere else in the index, the standouts are affordability (83, 19 above the median), cost of living (80, 9 above the median) and broadband (97, 9 above the median).

Where it falls short. Housing (57, 26 below), lifestyle (40, 16 below) and employment (51, 10 below).

Near Wirral, and places like it

Of the 6 scored areas within about 50 miles of Wirral, 3 score higher: Wallasey (69), Bootle (68) and Formby (68). Wirral scores 67. Wallasey is ahead mainly on lifestyle (+14).

Scored areas within about 50 miles of Wirral
AreaDistanceWhereOverallBand
Birkenhead2.5 milesWirral, North West, England67Good
Wallasey3.4 milesWirral, North West, England69Good
Liverpool4.4 milesLiverpool, North West, England67Good
Bootle6.3 milesSefton, North West, England68Good
Ellesmere Port9.5 milesCheshire West and Chester, North West, England65Good
Formby13 milesSefton, North West, England68Good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Wirral
AreaWhereOverallAverage gap
KidsgroveNewcastle-under-Lyme, West Midlands, England665.1
FleetwoodWyre, North West, England715.3
BelperAmber Valley, East Midlands, England705.8
Lytham St Anne'sFylde, North West, England656.1
RutherglenSouth Lanarkshire, Scotland706.4

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

Crime in Wirral: what kind, not just how much

Source: police.uk

What is distinctive about the mix here: violence and sexual offences makes up 44 per cent of recorded crime here against 34 per cent typically and shoplifting is proportionally lower, at 4 per cent against 11. Shares are the useful comparison because they are unaffected by how busy an area is, which is the thing that otherwise dominates a raw crime count.

Recorded crime in Wirral by type, August 2026
Offence typeCountShareTypical shareDifference
Violence and sexual offences6843.6%34.0%+9.6
Anti-social behaviour3019.2%17.9%+1.3
Criminal damage and arson159.6%7.0%+2.6
Vehicle crime106.4%2.9%+3.5
Public order85.1%7.4%-2.3
Other theft63.8%5.6%-1.8
Shoplifting63.8%10.5%-6.7
Burglary42.6%2.5%+0.1

156 offences recorded within about a mile of this point in August 2026, from police.uk. Counts are of offences reported to the police, so they reflect both crime and the willingness to report it. "Typical share" is the median across the areas in our index that have a breakdown, which is England and Wales only: Police Scotland does not publish to police.uk.

What a home in Wirral actually costs

Source: HM Land Registry UK HPI

The average home in Wirral is £215,575, 20 per cent below the median of the areas we have scored. With a ten per cent deposit of £21,558, repaying the rest costs about £1,250 a month, £405 more than renting at the local average of £845, and needs a household income of about £43,100 to borrow.

The cost of buying in Wirral
MeasureFigure
Average property price£215,575 (June 2026)
Change over 12 months+7.8%, rising
Against our index median20% below the £270,569 median across every area we have scored
10% deposit£21,558
15% deposit£32,336
Price to earnings5.5 times UK median full-time earnings of £39,039
Monthly repayment£1,250 on a £194,017 mortgage (10% deposit, 6% over 25 years)
Against renting£405 more than the £845 average monthly rent
Income to borrow itAbout £43,100 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Wirral, against the limits

Source: Defra modelled background maps

Fine particulates, at 6.0, sit inside the UK 2040 target of 10 but above the World Health Organization guideline of 5, as in most of Britain. Nitrogen dioxide, at 8.4, is well inside the UK limit of 40 and inside the WHO guideline of 10.

Modelled background air quality in Wirral, micrograms per cubic metre
PollutantWirralUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)6.0105Inside the UK target, above the WHO guideline
Nitrogen dioxide (NO₂)8.44010Inside both

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Wirral

Is Wirral a good place to live?

Wirral has an overall liveability score of 67 out of 100 (good) on TrackPostcode.UK, based on 90% of categories currently loaded. It scores best on broadband and cost of living. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Wirral?

About 156 crimes were recorded within roughly a mile of Wirral in 2026-08 (police.uk), giving a safety score of 58 out of 100. Town and city centres naturally record more than residential streets.

What is the weather like in Wirral?

The weather section shows annual sunshine, rainfall and typical temperatures for Wirral from Met Office climate data for the location.

How expensive is it to live in Wirral?

Average private rent in the Wirral area is about £845 a month (Jun-26, ONS), giving Wirral a cost-of-living score of 80 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Wirral?

The average property price in Wirral is about £215,575 (2026-06, HM Land Registry). Prices changed +7.8% over the year. See the affordability section for how that compares to local earnings.

Is Wirral safe?

Wirral scores 58 out of 100 for safety - good - measured from recorded crime within about a mile of this point for the latest published month (police.uk). That puts it in the top 30% of every area in our index. A safety score is a comparison with other areas rather than a guarantee about a street. Town and city centres record more crime than residential suburbs largely because more people pass through them, so compare places of a similar type before drawing a conclusion.

Can I afford to buy a house in Wirral?

The average property in Wirral costs about £215,575, which is 5.5 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 83 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,250 a month at 6% over 25 years, £405 more than the £845 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Wirral?

About 99.6% of premises in Wirral can get superfast broadband of 30 Mbit/s or more, and 96.3% can get a gigabit-capable connection, giving a broadband score of 97 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Wirral?

73.9% of 16 to 64 year olds in Wirral are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 51 out of 100. Unemployment stands at 5.2%. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Wirral?

Wirral records 46.4 on Attainment 8 average score (202425), giving an education score of 39 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

What is the air quality like in Wirral?

For the 1 km grid square containing Wirral, fine particulates (PM2.5) average 5.98 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 8.43 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 94 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

What is there to do in Wirral?

Within about two kilometres of this point there are 144 mapped amenities, including 23 places to eat and drink, 29 shops, 63 parks and sports facilities and 2 cultural and community venues, giving a lifestyle score of 40 out of 100. Counts come from OpenStreetMap and are measured at this exact location rather than averaged across the council, so they reflect how well served this particular spot is. Contains OpenStreetMap data © OpenStreetMap contributors.

Are there GPs and dentists near Wirral?

Within about two kilometres of this point there are 6 GP surgeries, 3 pharmacies and 1 dentist. 15 hospitals are within about eight kilometres. That gives a healthcare score of 48 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

Does Wirral have good transport links?

The nearest railway station is Upton Rail Station, about 1.8 km away, and there are 26 bus, tram or metro stops within an 800 metre walk, giving a transport score of 66 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Wirral in?

Wirral is in the Wirral local authority, North West, England. It falls within the Oxton ward and the Birkenhead parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside Wirral shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

Is Wirral a good place for students?

Wirral scores 69 out of 100 on our students profile, which is weighted towards cost of living, lifestyle, transport and safety. That is close to its general score of 67, so the weighting neither flatters nor penalises this area. Every area we score is ranked on this basis at /best-places-for-students/.

Is Wirral a good place to retire?

Wirral scores 68 out of 100 on our retirees profile, which is weighted towards healthcare, safety, environment and cost of living. That is close to its general score of 67, so the weighting neither flatters nor penalises this area. Every area we score is ranked on this basis at /best-for-retirement/.

How does Wirral compare with the rest of England?

Wirral sits in the top 49% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on affordability, cost of living and broadband. It is furthest below on housing, lifestyle and employment. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near Wirral?

Of the areas we have scored within about 50 miles of Wirral, the highest are Wallasey (69 out of 100, about 3 miles away), Bootle (68 out of 100, about 6 miles away) and Formby (68 out of 100, about 13 miles away). Wirral itself scores 67. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to Wirral?

Across the twelve category scores, the closest matches elsewhere in Britain are Kidsgrove (Newcastle-under-Lyme, West Midlands, England), Fleetwood (Wyre, North West, England) and Belper (Amber Valley, East Midlands, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the Wirral council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.