TrackPostcode.UK

Area report

Is Spalding a good place to live?

South Holland, East Midlands, England

69 / 100
GoodOverall score

Report completeness: 90%. Score is based on the categories with data loaded for this area.

71Remote workers
65Families
68Retirees
70Young professionals
72Students

In short

Spalding scores 69 out of 100 overall, putting it in the top 37 per cent of the 539 UK areas we have scored. Its biggest lead is affordability, scoring 79 against the English median of 64; its biggest shortfall is housing, 59 against 83.

  • Nearest scored area: Boston, about 14 miles away, scoring 75.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 90 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Crime (recorded within about one mile of this exact point); Lifestyle (amenities within about 2 km of this exact point); Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of South Holland: Cost of living, Affordability, Housing, Employment, Broadband, Education. Every postcode and town in the council shares these figures.
  • Not scored here: Weather (the nearest Met Office historic station, Waddington, is 50 km away), too far to describe this location, so it is left out of the overall score.

Research this area further with trusted open data: police.uk street-level crime map, HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

79 / 100
Very goodAffordability score
£231,036Average price2026-06
5.9xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Spalding home needs borrowing of 5.3 times a single UK median full-time salary of £39,039, beyond the 4.5 times most lenders will go to, so it takes a second income or a larger deposit. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

59 / 100
GoodHousing score
£231,036Average price2026-06
+7.6%Annual change

UK House Price Index for South Holland, all property types. Steady growth scores best; sharp falls and overheating both score lower.

Crime and safety

Source: police.uk
53 / 100
FairSafety score
90Violent crime
52Anti-social behaviour
16Vehicle crime
5Burglary
12Shoplifting
234All recorded

All recorded crime by type

CategoryRecorded (2026-08)
Violent crime90
Anti social behaviour52
Criminal damage arson20
Vehicle crime16
Public order15
Other theft13
Shoplifting12
Burglary5
Drugs4
Bicycle theft3
Other crime3
Robbery1

In 2026-08, 234 crimes were recorded within about a mile of this point in Spalding - a busy level of recorded crime, typical of urban centres. The most common headline category was violent crime. City and town centres naturally record more incidents than residential streets, so compare like for like.

Recorded crime within about one mile, 2026-08. Busy centres record more than quiet suburbs because more people pass through them than live there, so compare similar types of place. How safety is scored.

Weather and outdoors

Source: Met Office

No weather score for Spalding. The nearest Met Office historic station, Waddington, is 50 km away, beyond the 40 km we accept, so its climate would describe somewhere else. Weather is left out of the overall score here rather than borrowed. Why.

76 / 100
Very goodBroadband score
94.2%Superfast availabilitypremises with 30 Mbit/s or more
75.7%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for South Holland: the share of premises that can get each service, not the share that has taken it up.

39 / 100
ChallengingEducation score
46.5Attainment 8 average score202425
Council levelMeasured atshared by the whole local authority

Local authority average, key stage 4, state-funded schools. Source: Department for Education. Each nation publishes its own measure, so this compares within England only. How education is scored.

48 / 100
FairHealthcare score
5GP surgerieswithin about 2 km
3Pharmacieswithin about 2 km
3Dentistswithin about 2 km
2Hospitalswithin about 8 km

Counted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.

71 / 100
Very goodEmployment score
81.4%Employment rateaged 16-64
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for South Holland, via NOMIS. Most UK councils fall between about 62% and 82% employment.

87 / 100
ExcellentEnvironment score
7.18 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
6.94 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

80 / 100
Very goodTransport score
53Stops within 800 mbus, tram and metro
0.4 kmNearest railway stationSpalding Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
84 / 100
Very goodCost of living score
£765Average monthly rentall property types
Jun-26Data period
24%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap
59 / 100
GoodLifestyle score
408Amenities nearbywithin about 2 km
80 + 216Food/drink + shops
69Parks and sport spots

What is nearby

CategoryCount
Food and drink80
Shops216
Health services13
Schools and learning21
Parks and sport69
Culture and community9

Counted from OpenStreetMap within about 2 km of this exact point; private gardens are not counted. Contains OpenStreetMap data © OpenStreetMap contributors.

Who Spalding suits

Of the 4 profiles we score, Spalding suits students best, at 72 out of 100.

Spalding suits most households about equally: from the top 23% for young professionals to the top 43% for retirees of the 539 areas we have scored.

How Spalding ranks for each type of household
HouseholdScoreStandingWhat it weights
Young professionals70top 23%Weighted towards employment, lifestyle, transport and broadband.
Students72top 26%Weighted towards cost of living, lifestyle, transport and safety.
Remote workers71top 38%Weighted towards broadband, cost of living, environment and weather.
Families65top 41%Weighted towards schools, safety, housing and healthcare.
Retirees68top 43%Weighted towards healthcare, safety, environment and cost of living.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Cost of living
  • Transport
  • Environment

Worth checking carefully

  • Education

Built only from the categories with data; 1 is still to load for this area.

How Spalding compares

Spalding compared with every other area we have scored
CategorySpaldingEngland medianUK medianvs England medianUK position
Cost of living847172+13top 19%
Affordability796468+15top 38%
Safety535252+1top 48%
Employment716159+10top 15%
Housing598383-24bottom 14%
Transport807575+5top 27%
Broadband768888-12bottom 14%
Environment878991-2bottom 32%
Healthcare485452-6bottom 42%
Education3939400bottom 46%
Lifestyle595654+3top 37%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the England median only.

What Spalding does well. Measured against everywhere else in the index, the standouts are affordability (79, 15 above the median), cost of living (84, 13 above the median) and employment (71, 10 above the median).

Where it falls short. Housing (59, 24 below) and broadband (76, 12 below).

Near Spalding, and places like it

Of the 6 scored areas within about 50 miles of Spalding, 6 score higher: Boston (75), Grantham (72), Peterborough (71) and 3 others. Spalding scores 69. Boston is ahead mainly on housing (+40), while Spalding keeps the advantage on employment (+20).

Scored areas within about 50 miles of Spalding
AreaDistanceWhereOverallBand
Boston14 milesBoston, East Midlands, England75Very good
Peterborough15 milesPeterborough, East of England, England71Very good
Wisbech16 milesFenland, East of England, England71Very good
Stamford17 milesSouth Kesteven, East Midlands, England71Very good
Sleaford18 milesNorth Kesteven, East Midlands, England70Very good
Grantham22 milesSouth Kesteven, East Midlands, England72Very good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Spalding
AreaWhereOverallAverage gap
GainsboroughWest Lindsey, East Midlands, England675.5
King's LynnKing's Lynn and West Norfolk, East of England, England635.6
BelperAmber Valley, East Midlands, England705.8
BirkenheadWirral, North West, England675.9
WorksopBassetlaw, East Midlands, England726

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

Crime in Spalding: what kind, not just how much

Source: police.uk

What is distinctive about the mix here: violence and sexual offences makes up 38 per cent of recorded crime here against 34 per cent typically, anti-social behaviour makes up 22 per cent of recorded crime here against 18 per cent typically and shoplifting is proportionally lower, at 5 per cent against 11. Shares are the useful comparison because they are unaffected by how busy an area is, which is the thing that otherwise dominates a raw crime count.

Recorded crime in Spalding by type, August 2026
Offence typeCountShareTypical shareDifference
Violence and sexual offences9038.5%34.0%+4.5
Anti-social behaviour5222.2%17.9%+4.3
Criminal damage and arson208.5%7.0%+1.5
Vehicle crime166.8%2.9%+3.9
Public order156.4%7.4%-1.0
Other theft135.6%5.6%0.0
Shoplifting125.1%10.5%-5.4
Burglary52.1%2.5%-0.4

234 offences recorded within about a mile of this point in August 2026, from police.uk. Counts are of offences reported to the police, so they reflect both crime and the willingness to report it. "Typical share" is the median across the areas in our index that have a breakdown, which is England and Wales only: Police Scotland does not publish to police.uk.

What a home in Spalding actually costs

Source: HM Land Registry UK HPI

The average home in Spalding is £231,036, 15 per cent below the median of the areas we have scored. With a ten per cent deposit of £23,104, repaying the rest costs about £1,340 a month, £575 more than renting at the local average of £765, and needs a household income of about £46,200 to borrow.

The cost of buying in Spalding
MeasureFigure
Average property price£231,036 (June 2026)
Change over 12 months+7.6%, rising
Against our index median15% below the £270,569 median across every area we have scored
10% deposit£23,104
15% deposit£34,655
Price to earnings5.9 times UK median full-time earnings of £39,039
Monthly repayment£1,340 on a £207,932 mortgage (10% deposit, 6% over 25 years)
Against renting£575 more than the £765 average monthly rent
Income to borrow itAbout £46,200 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Spalding, against the limits

Source: Defra modelled background maps

Fine particulates, at 7.2, sit inside the UK 2040 target of 10 but above the World Health Organization guideline of 5, as in most of Britain. Nitrogen dioxide, at 6.9, is well inside the UK limit of 40 and inside the WHO guideline of 10.

Modelled background air quality in Spalding, micrograms per cubic metre
PollutantSpaldingUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)7.2105Inside the UK target, above the WHO guideline
Nitrogen dioxide (NO₂)6.94010Inside both

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Spalding

Is Spalding a good place to live?

Spalding has an overall liveability score of 69 out of 100 (good) on TrackPostcode.UK, based on 90% of categories currently loaded. It scores best on cost of living and broadband. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Spalding?

About 234 crimes were recorded within roughly a mile of Spalding in 2026-08 (police.uk), giving a safety score of 53 out of 100. Town and city centres naturally record more than residential streets.

What is the weather like in Spalding?

The weather section shows annual sunshine, rainfall and typical temperatures for Spalding from Met Office climate data for the location.

How expensive is it to live in Spalding?

Average private rent in the South Holland area is about £765 a month (Jun-26, ONS), giving Spalding a cost-of-living score of 84 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Spalding?

The average property price in South Holland is about £231,036 (2026-06, HM Land Registry). Prices changed +7.6% over the year. See the affordability section for how that compares to local earnings.

Is Spalding safe?

Spalding scores 53 out of 100 for safety - fair - measured from recorded crime within about a mile of this point for the latest published month (police.uk). That puts it in the top 48% of every area in our index. A safety score is a comparison with other areas rather than a guarantee about a street. Town and city centres record more crime than residential suburbs largely because more people pass through them, so compare places of a similar type before drawing a conclusion.

Can I afford to buy a house in Spalding?

The average property in South Holland costs about £231,036, which is 5.9 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 79 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,340 a month at 6% over 25 years, £575 more than the £765 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Spalding?

About 94.2% of premises in South Holland can get superfast broadband of 30 Mbit/s or more, and 75.7% can get a gigabit-capable connection, giving a broadband score of 76 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Spalding?

81.4% of 16 to 64 year olds in South Holland are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 71 out of 100. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Spalding?

South Holland records 46.5 on Attainment 8 average score (202425), giving an education score of 39 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

What is the air quality like in Spalding?

For the 1 km grid square containing Spalding, fine particulates (PM2.5) average 7.18 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 6.94 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 87 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

What is there to do in Spalding?

Within about two kilometres of this point there are 408 mapped amenities, including 80 places to eat and drink, 216 shops, 69 parks and sports facilities and 9 cultural and community venues, giving a lifestyle score of 59 out of 100. Counts come from OpenStreetMap and are measured at this exact location rather than averaged across the council, so they reflect how well served this particular spot is. Contains OpenStreetMap data © OpenStreetMap contributors.

Are there GPs and dentists near Spalding?

Within about two kilometres of this point there are 5 GP surgeries, 3 pharmacies and 3 dentists. 2 hospitals are within about eight kilometres. That gives a healthcare score of 48 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

Does Spalding have good transport links?

The nearest railway station is Spalding Rail Station, about 0.4 km away, and there are 53 bus, tram or metro stops within an 800 metre walk, giving a transport score of 80 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Spalding in?

Spalding is in the South Holland local authority, East Midlands, England. It falls within the Spalding Castle ward and the South Holland and The Deepings parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside South Holland shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

Is Spalding a good place for students?

Spalding scores 72 out of 100 on our students profile, which is weighted towards cost of living, lifestyle, transport and safety. That is 3 points above its general score of 69, because this profile weights the twelve categories differently. Every area we score is ranked on this basis at /best-places-for-students/.

Is Spalding a good place for young professionals?

Spalding scores 70 out of 100 on our young professionals profile, which is weighted towards employment, lifestyle, transport and broadband. That is close to its general score of 69, so the weighting neither flatters nor penalises this area.

How does Spalding compare with the rest of England?

Spalding sits in the top 37% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on affordability, cost of living and employment. It is furthest below on housing and broadband. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near Spalding?

Of the areas we have scored within about 50 miles of Spalding, the highest are Boston (75 out of 100, about 14 miles away), Grantham (72 out of 100, about 22 miles away) and Peterborough (71 out of 100, about 15 miles away). Spalding itself scores 69. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to Spalding?

Across the twelve category scores, the closest matches elsewhere in Britain are Gainsborough (West Lindsey, East Midlands, England), King's Lynn (King's Lynn and West Norfolk, East of England, England) and Belper (Amber Valley, East Midlands, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the South Holland council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.