TrackPostcode.UK

Area report

Is Penzance a good place to live?

Cornwall, South West, England

68 / 100
GoodOverall score

Report completeness: 85%. Score is based on the categories with data loaded for this area.

69Remote workers
66Families
67Retirees
68Young professionals
69Students

In short

Penzance scores 68 out of 100 overall, putting it in the top 43 per cent of the 539 UK areas we have scored. Its biggest lead is housing, scoring 94 against the English median of 83; its biggest shortfall is healthcare, 32 against 54.

  • Nearest scored area: Hayle, about 7 miles away, scoring 65.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 85 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Weather (from the Met Office Camborne station, 19 km away); Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of Cornwall: Cost of living, Affordability, Housing, Employment, Broadband, Education. Every postcode and town in the council shares these figures.

Research this area further with trusted open data: police.uk street-level crime map, HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

66 / 100
GoodAffordability score
£277,801Average price2026-06
7.1xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Penzance home needs borrowing of 6.4 times a single UK median full-time salary of £39,039, beyond the 4.5 times most lenders will go to, so it takes a second income or a larger deposit. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

94 / 100
ExcellentHousing score
£277,801Average price2026-06
+3.7%Annual change

UK House Price Index for Cornwall, all property types. Steady growth scores best; sharp falls and overheating both score lower.

Crime and safety

Source: police.uk

Crime data could not be loaded for this location.

Weather and outdoors

Source: Met Office
67 / 100
GoodOutdoor score
1,505Sunshine hours/yr
1,139 mmRainfall/yr
19°CSummer high (avg)
5.7°CWinter low (avg)
5Air frost days/yr
CamborneNearest weather station19 km away

Outdoor suitability

65Walking
64Running
61Cycling
65Gardening

Penzance averages about 1,505 sunshine hours a year, around the middle of the UK range, with high rainfall for the UK (about 1,139 mm a year). Summer days typically reach around 19°C and winter nights fall to about 5.7°C.

Averages over 6 years (2020-2025) from the Met Office Camborne station, 19 km away. How the outdoor score works. Contains Met Office data © Crown copyright.

69 / 100
GoodBroadband score
94%Superfast availabilitypremises with 30 Mbit/s or more
64.3%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for Cornwall: the share of premises that can get each service, not the share that has taken it up.

36 / 100
ChallengingEducation score
45.7Attainment 8 average score202425
Council levelMeasured atshared by the whole local authority

Local authority average, key stage 4, state-funded schools. Source: Department for Education. Each nation publishes its own measure, so this compares within England only. How education is scored.

32 / 100
ChallengingHealthcare score
1GP surgerieswithin about 2 km
3Pharmacieswithin about 2 km
1Dentistswithin about 2 km
1Hospitalswithin about 8 km

Counted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.

59 / 100
GoodEmployment score
76.8%Employment rateaged 16-64
4.3%Unemployment rate
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for Cornwall, via NOMIS. Most UK councils fall between about 62% and 82% employment.

100 / 100
ExcellentEnvironment score
5.07 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
4.46 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

78 / 100
Very goodTransport score
47Stops within 800 mbus, tram and metro
0.6 kmNearest railway stationPenzance Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
70 / 100
Very goodCost of living score
£1,005Average monthly rentall property types
Jun-26Data period
31%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap

Lifestyle data is being sourced. We only publish figures once they are loaded from OpenStreetMap, so nothing here is estimated or invented.

Who Penzance suits

Of the 1 profiles we score, Penzance suits remote workers best, at 69 out of 100.

Penzance suits most households about equally: from the top 33% for families to the bottom 49% for remote workers of the 539 areas we have scored.

How Penzance ranks for each type of household
HouseholdScoreStandingWhat it weights
Families66top 33%Weighted towards schools, safety, housing and healthcare.
Young professionals68top 38%Weighted towards employment, lifestyle, transport and broadband.
Students69top 43%Weighted towards cost of living, lifestyle, transport and safety.
Retirees67top 49%Weighted towards healthcare, safety, environment and cost of living.
Remote workers69bottom 49%Weighted towards broadband, cost of living, environment and weather.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Housing
  • Environment

Worth checking carefully

  • Healthcare
  • Education

Built only from the categories with data; 2 are still to load for this area.

How Penzance compares

Penzance compared with every other area we have scored
CategoryPenzanceEngland medianUK medianvs England medianUK position
Cost of living707172-1bottom 40%
Affordability666468+2bottom 47%
Weather677272-5bottom 33%
Employment596159-2top 50%
Housing948383+11top 19%
Transport787575+3top 36%
Broadband698888-19bottom 8%
Environment1008991+11top 8%
Healthcare325452-22bottom 13%
Education363940-3bottom 33%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the England median only.

What Penzance does well. Measured against everywhere else in the index, the standouts are housing (94, 11 above the median) and environment (100, 11 above the median).

Where it falls short. Healthcare (32, 22 below) and broadband (69, 19 below).

Near Penzance, and places like it

Of the 6 scored areas within about 50 miles of Penzance, 2 score higher: St Ives (69) and Truro (69). Penzance scores 68.

Scored areas within about 50 miles of Penzance
AreaDistanceWhereOverallBand
Hayle6.9 milesCornwall, South West, England65Good
St Ives6.9 milesCornwall, South West, England69Good
Helston12 milesCornwall, South West, England67Good
Redruth16 milesCornwall, South West, England66Good
Falmouth21 milesCornwall, South West, England68Good
Truro24 milesCornwall, South West, England69Good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Penzance
AreaWhereOverallAverage gap
LiskeardCornwall, South West, England660.8
NewquayCornwall, South West, England661
BodminCornwall, South West, England652.2
SaltashCornwall, South West, England672.9
St AustellCornwall, South West, England673.1

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

What a home in Penzance actually costs

Source: HM Land Registry UK HPI

The average home in Penzance is £277,801, 3 per cent above the median of the areas we have scored. With a ten per cent deposit of £27,780, repaying the rest costs about £1,611 a month, £606 more than renting at the local average of £1,005, and needs a household income of about £55,600 to borrow.

The cost of buying in Penzance
MeasureFigure
Average property price£277,801 (June 2026)
Change over 12 months+3.7%, rising
Against our index median3% above the £270,569 median across every area we have scored
10% deposit£27,780
15% deposit£41,670
Price to earnings7.1 times UK median full-time earnings of £39,039
Monthly repayment£1,611 on a £250,021 mortgage (10% deposit, 6% over 25 years)
Against renting£606 more than the £1,005 average monthly rent
Income to borrow itAbout £55,600 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Penzance, against the limits

Source: Defra modelled background maps

Fine particulates, at 5.1, sit inside the UK 2040 target of 10 but above the World Health Organization guideline of 5, as in most of Britain. Nitrogen dioxide, at 4.5, is well inside the UK limit of 40 and inside the WHO guideline of 10.

Modelled background air quality in Penzance, micrograms per cubic metre
PollutantPenzanceUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)5.1105Inside the UK target, above the WHO guideline
Nitrogen dioxide (NO₂)4.54010Inside both

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Penzance

Is Penzance a good place to live?

Penzance has an overall liveability score of 68 out of 100 (good) on TrackPostcode.UK, based on 85% of categories currently loaded. It scores best on housing and cost of living. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Penzance?

Recorded crime for Penzance is shown in the crime and safety section, from police.uk for England and Wales or Scottish Government statistics for Scotland.

What is the weather like in Penzance?

Penzance averages 1,505 sunshine hours and about 1,139 mm of rain a year, giving an outdoor score of 67 out of 100. Summer highs average 19°C and winter lows 5.7°C. Based on the Met Office Camborne station, 19 km away.

How expensive is it to live in Penzance?

Average private rent in the Cornwall area is about £1,005 a month (Jun-26, ONS), giving Penzance a cost-of-living score of 70 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Penzance?

The average property price in Cornwall is about £277,801 (2026-06, HM Land Registry). Prices changed +3.7% over the year. See the affordability section for how that compares to local earnings.

Can I afford to buy a house in Penzance?

The average property in Cornwall costs about £277,801, which is 7.1 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 66 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,611 a month at 6% over 25 years, £606 more than the £1,005 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Penzance?

About 94% of premises in Cornwall can get superfast broadband of 30 Mbit/s or more, and 64.3% can get a gigabit-capable connection, giving a broadband score of 69 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Penzance?

76.8% of 16 to 64 year olds in Cornwall are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 59 out of 100. Unemployment stands at 4.3%. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Penzance?

Cornwall records 45.7 on Attainment 8 average score (202425), giving an education score of 36 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

What is the air quality like in Penzance?

For the 1 km grid square containing Penzance, fine particulates (PM2.5) average 5.07 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 4.46 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 100 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

Are there GPs and dentists near Penzance?

Within about two kilometres of this point there are 1 GP surgery, 3 pharmacies and 1 dentist. 1 hospital is within about eight kilometres. That gives a healthcare score of 32 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

Does Penzance have good transport links?

The nearest railway station is Penzance Rail Station, about 0.6 km away, and there are 47 bus, tram or metro stops within an 800 metre walk, giving a transport score of 78 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Penzance in?

Penzance is in the Cornwall local authority, South West, England. It falls within the Penzance Promenade ward and the St Ives parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside Cornwall shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

Is Penzance a good place for remote workers?

Penzance scores 69 out of 100 on our remote workers profile, which is weighted towards broadband, cost of living, environment and weather. That is close to its general score of 68, so the weighting neither flatters nor penalises this area. Every area we score is ranked on this basis at /best-places-for-remote-workers/.

How does Penzance compare with the rest of England?

Penzance sits in the top 43% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on housing and environment. It is furthest below on healthcare and broadband. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near Penzance?

Of the areas we have scored within about 50 miles of Penzance, the highest are St Ives (69 out of 100, about 7 miles away), Truro (69 out of 100, about 24 miles away) and Falmouth (68 out of 100, about 21 miles away). Penzance itself scores 68. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to Penzance?

Across the twelve category scores, the closest matches elsewhere in Britain are Liskeard (Cornwall, South West, England), Newquay (Cornwall, South West, England) and Bodmin (Cornwall, South West, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the Cornwall council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.