TrackPostcode.UK

Area report

Is Lincoln a good place to live?

Lincoln, East Midlands, England

75 / 100
Very goodOverall score

Report completeness: 85%. Score is based on the categories with data loaded for this area.

76Remote workers
71Families
77Retirees
75Young professionals
76Students

In short

Lincoln scores 75 out of 100 overall, putting it in the top 3 per cent of the 539 UK areas we have scored. Its biggest lead is affordability, scoring 92 against the English median of 64; its biggest shortfall is housing, 69 against 83.

  • Nearest scored area: Gainsborough, about 15 miles away, scoring 67.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 85 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Weather (from the Met Office Waddington station, 7 km away); Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of Lincoln: Cost of living, Affordability, Housing, Employment, Broadband, Education. Every postcode and town in the council shares these figures.

Research this area further with trusted open data: police.uk street-level crime map, HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

92 / 100
ExcellentAffordability score
£183,298Average price2026-06
4.7xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Lincoln home needs borrowing of 4.2 times a single UK median full-time salary of £39,039, inside the 4.5 times most lenders will go to, so one median earner can buy here. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

69 / 100
GoodHousing score
£183,298Average price2026-06
-0.5%Annual change

UK House Price Index for Lincoln, all property types. Steady growth scores best; sharp falls and overheating both score lower.

Crime and safety

Source: police.uk

Crime data could not be loaded for this location.

Weather and outdoors

Source: Met Office
77 / 100
Very goodOutdoor score
1,565Sunshine hours/yr
636 mmRainfall/yr
21.7°CSummer high (avg)
2.7°CWinter low (avg)
25Air frost days/yr
WaddingtonNearest weather station7 km away

Outdoor suitability

77Walking
85Running
83Cycling
81Gardening

Lincoln averages about 1,565 sunshine hours a year, towards the sunnier end of the UK range, with relatively low rainfall for the UK (about 636 mm a year). Summer days typically reach around 21.7°C and winter nights fall to about 2.7°C.

Averages over 6 years (2020-2025) from the Met Office Waddington station, 7 km away. How the outdoor score works. Contains Met Office data © Crown copyright.

89 / 100
ExcellentBroadband score
96.1%Superfast availabilitypremises with 30 Mbit/s or more
91.6%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for Lincoln: the share of premises that can get each service, not the share that has taken it up.

39 / 100
ChallengingEducation score
46.5Attainment 8 average score202425
Council levelMeasured atshared by the whole local authority

Local authority average, key stage 4, state-funded schools. Source: Department for Education. Each nation publishes its own measure, so this compares within England only. How education is scored.

68 / 100
GoodHealthcare score
11GP surgerieswithin about 2 km
7Pharmacieswithin about 2 km
5Dentistswithin about 2 km
3Hospitalswithin about 8 km

Counted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.

67 / 100
GoodEmployment score
79.8%Employment rateaged 16-64
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for Lincoln, via NOMIS. Most UK councils fall between about 62% and 82% employment.

81 / 100
Very goodEnvironment score
7.95 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
10.75 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

77 / 100
Very goodTransport score
46Stops within 800 mbus, tram and metro
1 kmNearest railway stationLincoln Central Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
74 / 100
Very goodCost of living score
£948Average monthly rentall property types
Jun-26Data period
29%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap

Lifestyle data is being sourced. We only publish figures once they are loaded from OpenStreetMap, so nothing here is estimated or invented.

Who Lincoln suits

Of the 1 profiles we score, Lincoln suits remote workers best, at 76 out of 100.

Lincoln suits most households about equally: from the top 2% for retirees to the top 9% for remote workers of the 539 areas we have scored.

How Lincoln ranks for each type of household
HouseholdScoreStandingWhat it weights
Retirees77top 2%Weighted towards healthcare, safety, environment and cost of living.
Young professionals75top 2%Weighted towards employment, lifestyle, transport and broadband.
Families71top 3%Weighted towards schools, safety, housing and healthcare.
Students76top 4%Weighted towards cost of living, lifestyle, transport and safety.
Remote workers76top 9%Weighted towards broadband, cost of living, environment and weather.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Affordability
  • Broadband
  • Environment

Worth checking carefully

  • Education

Built only from the categories with data; 2 are still to load for this area.

How Lincoln compares

Lincoln compared with every other area we have scored
CategoryLincolnEngland medianUK medianvs England medianUK position
Cost of living747172+3top 47%
Affordability926468+28top 13%
Weather777272+5top 28%
Employment676159+6top 23%
Housing698383-14bottom 27%
Transport777575+2top 40%
Broadband898888+1top 47%
Environment818991-8bottom 16%
Healthcare685452+14top 24%
Education3939400bottom 46%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the England median only.

What Lincoln does well. Measured against everywhere else in the index, the standouts are affordability (92, 28 above the median) and healthcare (68, 14 above the median).

Where it falls short. Housing (69, 14 below) and environment (81, 8 below).

Near Lincoln, and places like it

Lincoln scores higher than every one of the 6 scored areas within about 50 miles of it, at 75 out of 100.

Scored areas within about 50 miles of Lincoln
AreaDistanceWhereOverallBand
Gainsborough15 milesWest Lindsey, East Midlands, England67Good
Newark-on-Trent16 milesNewark and Sherwood, East Midlands, England71Very good
Sleaford17 milesNorth Kesteven, East Midlands, England70Very good
Retford18 milesBassetlaw, East Midlands, England72Very good
Grantham23 milesSouth Kesteven, East Midlands, England72Very good
Louth24 milesEast Lindsey, East Midlands, England63Good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Lincoln
AreaWhereOverallAverage gap
TamworthTamworth, West Midlands, England746.6
MorecambeLancaster, North West, England746.7
LeylandSouth Ribble, North West, England746.7
ChesterCheshire West and Chester, North West, England686.7
SwadlincoteSouth Derbyshire, East Midlands, England717

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

What a home in Lincoln actually costs

Source: HM Land Registry UK HPI

The average home in Lincoln is £183,298, 32 per cent below the median of the areas we have scored. With a ten per cent deposit of £18,330, repaying the rest costs about £1,063 a month, £115 more than renting at the local average of £948, and needs a household income of about £36,700 to borrow.

The cost of buying in Lincoln
MeasureFigure
Average property price£183,298 (June 2026)
Change over 12 months-0.5%, falling
Against our index median32% below the £270,569 median across every area we have scored
10% deposit£18,330
15% deposit£27,495
Price to earnings4.7 times UK median full-time earnings of £39,039
Monthly repayment£1,063 on a £164,968 mortgage (10% deposit, 6% over 25 years)
Against renting£115 more than the £948 average monthly rent
Income to borrow itAbout £36,700 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Lincoln, against the limits

Source: Defra modelled background maps

Fine particulates, at 8.0, sit inside the UK 2040 target of 10 but above the World Health Organization guideline of 5, as in most of Britain. Nitrogen dioxide, at 10.8, is well inside the UK limit of 40 but above the WHO guideline of 10.

Modelled background air quality in Lincoln, micrograms per cubic metre
PollutantLincolnUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)8.0105Inside the UK target, above the WHO guideline
Nitrogen dioxide (NO₂)10.84010Inside the UK limit, above the WHO guideline

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Lincoln

Is Lincoln a good place to live?

Lincoln has an overall liveability score of 75 out of 100 (very good) on TrackPostcode.UK, based on 85% of categories currently loaded. It scores best on broadband and weather. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Lincoln?

Recorded crime for Lincoln is shown in the crime and safety section, from police.uk for England and Wales or Scottish Government statistics for Scotland.

What is the weather like in Lincoln?

Lincoln averages 1,565 sunshine hours and about 636 mm of rain a year, giving an outdoor score of 77 out of 100. Summer highs average 21.7°C and winter lows 2.7°C. Based on the Met Office Waddington station, 7 km away.

How expensive is it to live in Lincoln?

Average private rent in the Lincoln area is about £948 a month (Jun-26, ONS), giving Lincoln a cost-of-living score of 74 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Lincoln?

The average property price in Lincoln is about £183,298 (2026-06, HM Land Registry). Prices changed -0.5% over the year. See the affordability section for how that compares to local earnings.

Can I afford to buy a house in Lincoln?

The average property in Lincoln costs about £183,298, which is 4.7 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 92 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,063 a month at 6% over 25 years, £115 more than the £948 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Lincoln?

About 96.1% of premises in Lincoln can get superfast broadband of 30 Mbit/s or more, and 91.6% can get a gigabit-capable connection, giving a broadband score of 89 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Lincoln?

79.8% of 16 to 64 year olds in Lincoln are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 67 out of 100. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Lincoln?

Lincoln records 46.5 on Attainment 8 average score (202425), giving an education score of 39 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

What is the air quality like in Lincoln?

For the 1 km grid square containing Lincoln, fine particulates (PM2.5) average 7.95 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 10.75 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 81 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

Are there GPs and dentists near Lincoln?

Within about two kilometres of this point there are 11 GP surgeries, 7 pharmacies and 5 dentists. 3 hospitals are within about eight kilometres. That gives a healthcare score of 68 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

Does Lincoln have good transport links?

The nearest railway station is Lincoln Central Rail Station, about 1 km away, and there are 46 bus, tram or metro stops within an 800 metre walk, giving a transport score of 77 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Lincoln in?

Lincoln is in the Lincoln local authority, East Midlands, England. It falls within the Castle ward and the Lincoln parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside Lincoln shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

Is Lincoln a good place for remote workers?

Lincoln scores 76 out of 100 on our remote workers profile, which is weighted towards broadband, cost of living, environment and weather. That is close to its general score of 75, so the weighting neither flatters nor penalises this area. Every area we score is ranked on this basis at /best-places-for-remote-workers/.

How does Lincoln compare with the rest of England?

Lincoln sits in the top 3% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on affordability and healthcare. It is furthest below on housing and environment. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near Lincoln?

Of the areas we have scored within about 50 miles of Lincoln, the highest are Retford (72 out of 100, about 18 miles away), Grantham (72 out of 100, about 23 miles away) and Newark-on-Trent (71 out of 100, about 16 miles away). Lincoln itself scores 75. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to Lincoln?

Across the twelve category scores, the closest matches elsewhere in Britain are Tamworth (Tamworth, West Midlands, England), Morecambe (Lancaster, North West, England) and Leyland (South Ribble, North West, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the Lincoln council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.