TrackPostcode.UK

Area report

Is Fort William a good place to live?

Highland, Scotland

67 / 100
GoodOverall score

Report completeness: 90%. Score is based on the categories with data loaded for this area.

68Remote workers
65Families
66Retirees
64Young professionals
70Students

In short

Fort William scores 67 out of 100 overall, which places it below the median of the 539 UK areas we have scored. Its biggest lead is safety, scoring 59 against the Scottish median of 51; its biggest shortfall is broadband, 55 against 88.

  • Nearest scored area: Oban, about 31 miles away, scoring 60.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 90 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Lifestyle (amenities within about 2 km of this exact point); Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of Highland: Cost of living, Affordability, Housing, Employment, Broadband, Safety. Every postcode and town in the council shares these figures.
  • Neighbourhood-level: Education (the surrounding intermediate zone of roughly 2,500 to 6,000 residents).
  • Not scored here: Weather (the nearest Met Office historic station, Dunstaffnage, is 46 km away), too far to describe this location, so it is left out of the overall score.

Research this area further with trusted open data: HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker, Scottish Government statistics. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

81 / 100
Very goodAffordability score
£221,000Average price2026-06
5.7xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Fort William home needs borrowing of 5.1 times a single UK median full-time salary of £39,039, beyond the 4.5 times most lenders will go to, so it takes a second income or a larger deposit. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

84 / 100
Very goodHousing score
£221,000Average price2026-06
+4.8%Annual change

UK House Price Index for Highland, all property types. Steady growth scores best; sharp falls and overheating both score lower.

59 / 100
GoodSafety score
430Crimes per 10,000 peopleper year, council area
10,202Total recorded crimes
2025/2026Reporting period

Annual recorded crime for all of Highland, from Scottish Government statistics. Police Scotland does not publish street-level data, so this is not comparable with English or Welsh reports. How safety is scored.

Weather and outdoors

Source: Met Office

No weather score for Fort William. The nearest Met Office historic station, Dunstaffnage, is 46 km away, beyond the 40 km we accept, so its climate would describe somewhere else. Weather is left out of the overall score here rather than borrowed. Why.

55 / 100
GoodBroadband score
86%Superfast availabilitypremises with 30 Mbit/s or more
62.1%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for Highland: the share of premises that can get each service, not the share that has taken it up.

40 / 100
FairEducation score
5.2Average highest SCQF qualification score of school leavers2022/23-2024/25
Intermediate zoneMeasured atabout 2,500 to 6,000 residents around here

Intermediate zone (2011), three-year average. Source: Scottish Government (statistics.gov.scot). Each nation publishes its own measure, so this compares within Scotland only. How education is scored.

21 / 100
Very challengingHealthcare score
0GP surgerieswithin about 2 km
2Pharmacieswithin about 2 km
1Dentistswithin about 2 km
1Hospitalswithin about 8 km

Counted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.

48 / 100
FairEmployment score
72.6%Employment rateaged 16-64
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for Highland, via NOMIS. Most UK councils fall between about 62% and 82% employment.

100 / 100
ExcellentEnvironment score
3.53 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
1.79 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

69 / 100
GoodTransport score
29Stops within 800 mbus, tram and metro
0.1 kmNearest railway stationFort William Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
87 / 100
ExcellentCost of living score
£726Average monthly rentall property types
Jun-26Data periodfor the Highland and Islands rental area
22%Rent as share of payof UK median full-time gross pay

Average private rent for the Highland and Islands rental area, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap
35 / 100
ChallengingLifestyle score
165Amenities nearbywithin about 2 km
44 + 76Food/drink + shops
33Parks and sport spots

What is nearby

CategoryCount
Food and drink44
Shops76
Health services4
Schools and learning4
Parks and sport33
Culture and community4

Counted from OpenStreetMap within about 2 km of this exact point; private gardens are not counted. Contains OpenStreetMap data © OpenStreetMap contributors.

Who Fort William suits

Of the 4 profiles we score, Fort William suits students best, at 70 out of 100.

Fort William is a markedly better fit for some households than others. It ranks in the top 42% of the 539 areas we have scored for families, and the bottom 29% for young professionals. That gap comes from the same twelve categories weighted differently, which is why one overall score can never answer the question on its own.

How Fort William ranks for each type of household
HouseholdScoreStandingWhat it weights
Families65top 42%Weighted towards schools, safety, housing and healthcare.
Students70top 42%Weighted towards cost of living, lifestyle, transport and safety.
Retirees66bottom 43%Weighted towards healthcare, safety, environment and cost of living.
Remote workers68bottom 35%Weighted towards broadband, cost of living, environment and weather.
Young professionals64bottom 29%Weighted towards employment, lifestyle, transport and broadband.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Cost of living
  • Affordability
  • Housing
  • Environment

Worth checking carefully

  • Healthcare
  • Education
  • Lifestyle

Built only from the categories with data; 1 is still to load for this area.

How Fort William compares

Fort William compared with every other area we have scored
CategoryFort WilliamScotland medianUK medianvs Scotland medianUK position
Cost of living878172+6top 12%
Affordability819468-13top 33%
Safety595152+8top 25%
Employment485059-2bottom 22%
Housing8484830top 47%
Transport697575-6bottom 28%
Broadband558888-33bottom 2%
Environment100100910top 8%
Healthcare213952-18bottom 3%
Education404240-2top 50%
Lifestyle355865-23bottom 3%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the Scotland median only.

What Fort William does well. Measured against everywhere else in the index, the standouts are safety (59, 8 above the median).

Where it falls short. Broadband (55, 33 below), lifestyle (35, 23 below) and healthcare (21, 18 below).

Near Fort William, and places like it

Scored areas within about 50 miles of Fort William
AreaDistanceWhereOverallBand
Oban31 milesArgyll and Bute, Scotland60Good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Fort William
AreaWhereOverallAverage gap
ThursoHighland, Scotland682.3
WickHighland, Scotland683.5
MontroseAngus, Scotland715.3
AberystwythCeredigion, Wales695.4
HolyheadIsle of Anglesey, Wales677.3

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

What a home in Fort William actually costs

Source: HM Land Registry UK HPI

The average home in Fort William is £221,000, 18 per cent below the median of the areas we have scored. With a ten per cent deposit of £22,100, repaying the rest costs about £1,282 a month, £556 more than renting at the local average of £726, and needs a household income of about £44,200 to borrow.

The cost of buying in Fort William
MeasureFigure
Average property price£221,000 (June 2026)
Change over 12 months+4.8%, rising
Against our index median18% below the £270,569 median across every area we have scored
10% deposit£22,100
15% deposit£33,150
Price to earnings5.7 times UK median full-time earnings of £39,039
Monthly repayment£1,282 on a £198,900 mortgage (10% deposit, 6% over 25 years)
Against renting£556 more than the £726 average monthly rent
Income to borrow itAbout £44,200 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Fort William, against the limits

Source: Defra modelled background maps

Fine particulates, at 3.5, sit inside the UK 2040 target of 10 and inside the World Health Organization guideline of 5, which few areas manage. Nitrogen dioxide, at 1.8, is well inside the UK limit of 40 and inside the WHO guideline of 10.

Modelled background air quality in Fort William, micrograms per cubic metre
PollutantFort WilliamUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)3.5105Inside both
Nitrogen dioxide (NO₂)1.84010Inside both

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Fort William

Is Fort William a good place to live?

Fort William has an overall liveability score of 67 out of 100 (good) on TrackPostcode.UK, based on 90% of categories currently loaded. It scores best on cost of living and housing. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Fort William?

Highland records about 430 crimes per 10,000 people a year (2025/2026), giving Fort William a safety score of 59 out of 100. Figures are from Scottish Government statistics; Police Scotland does not publish street-level data to police.uk.

What is the weather like in Fort William?

The weather section shows annual sunshine, rainfall and typical temperatures for Fort William from Met Office climate data for the location.

How expensive is it to live in Fort William?

Average private rent in the Highland and Islands area is about £726 a month (Jun-26, ONS), giving Fort William a cost-of-living score of 87 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Fort William?

The average property price in Highland is about £221,000 (2026-06, HM Land Registry). Prices changed +4.8% over the year. See the affordability section for how that compares to local earnings.

Is Fort William safe?

Fort William scores 59 out of 100 for safety - good - measured from annual recorded crime per 10,000 residents across the Highland council area (Scottish Government statistics). That puts it in the top 25% of every area in our index. A safety score is a comparison with other areas rather than a guarantee about a street. The figure covers the whole council, so it says nothing about differences between its towns.

Can I afford to buy a house in Fort William?

The average property in Highland costs about £221,000, which is 5.7 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 81 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,282 a month at 6% over 25 years, £556 more than the £726 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Fort William?

About 86% of premises in Highland can get superfast broadband of 30 Mbit/s or more, and 62.1% can get a gigabit-capable connection, giving a broadband score of 55 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Fort William?

72.6% of 16 to 64 year olds in Highland are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 48 out of 100. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Fort William?

The intermediate zone around this point records 5.2 on Average highest SCQF qualification score of school leavers (2022/23-2024/25), giving an education score of 40 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Scottish attainment is resolved to the intermediate zone around this point, which is finer than the council average used in England and Wales.

What is the air quality like in Fort William?

For the 1 km grid square containing Fort William, fine particulates (PM2.5) average 3.53 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 1.79 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 100 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

What is there to do in Fort William?

Within about two kilometres of this point there are 165 mapped amenities, including 44 places to eat and drink, 76 shops, 33 parks and sports facilities and 4 cultural and community venues, giving a lifestyle score of 35 out of 100. Counts come from OpenStreetMap and are measured at this exact location rather than averaged across the council, so they reflect how well served this particular spot is. Contains OpenStreetMap data © OpenStreetMap contributors.

Are there GPs and dentists near Fort William?

Within about two kilometres of this point there are 2 pharmacies and 1 dentist. 1 hospital is within about eight kilometres. That gives a healthcare score of 21 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

Does Fort William have good transport links?

The nearest railway station is Fort William Rail Station, about 0.1 km away, and there are 29 bus, tram or metro stops within an 800 metre walk, giving a transport score of 69 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Fort William in?

Fort William is in the Highland local authority, Scotland. It falls within the Fort William and Ardnamurchan ward and the Inverness, Skye and West Ross-shire parliamentary constituency. Cost of living, housing, affordability, employment, broadband and crime figures in this report are published at local-authority level, so every postcode and town inside Highland shares them. Education comes from the surrounding intermediate zone, and weather, amenities, healthcare, transport and air quality are measured for this point.

Is Fort William a good place for students?

Fort William scores 70 out of 100 on our students profile, which is weighted towards cost of living, lifestyle, transport and safety. That is 3 points above its general score of 67, because this profile weights the twelve categories differently. Every area we score is ranked on this basis at /best-places-for-students/.

Is Fort William a good place to retire?

Fort William scores 66 out of 100 on our retirees profile, which is weighted towards healthcare, safety, environment and cost of living. That is close to its general score of 67, so the weighting neither flatters nor penalises this area. Every area we score is ranked on this basis at /best-for-retirement/.

How does Fort William compare with the rest of Scotland?

Fort William sits in the bottom 48% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on safety. It is furthest below on broadband, lifestyle and healthcare. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

Which places are most similar to Fort William?

Across the twelve category scores, the closest matches elsewhere in Britain are Thurso (Highland, Scotland), Wick (Highland, Scotland) and Montrose (Angus, Scotland). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment, broadband and crime come from official statistics for the Highland council area, so nearby postcodes and towns in the same council share those figures. Education comes from the surrounding intermediate zone of roughly 2,500 to 6,000 residents. The "How detailed is this report" section explains each level.