TrackPostcode.UK

Area report

Is Cotswold a good place to live?

Cotswold, South West, England

58 / 100
GoodOverall score

Report completeness: 75%. Score is based on the categories with data loaded for this area.

62Remote workers
62Families
57Retirees
57Young professionals
53Students

In short

Cotswold scores 58 out of 100 overall, which places it below the median of the 539 UK areas we have scored. Its biggest lead is education, scoring 60 against the English median of 39; its biggest shortfall is transport, 26 against 75.

  • Nearest scored area: Cirencester, about 4 miles away, scoring 63.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 75 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Lifestyle (amenities within about 2 km of this exact point); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of Cotswold: Cost of living, Affordability, Housing, Employment, Broadband, Education. Every postcode and town in the council shares these figures.
  • Not scored here: Weather (the nearest Met Office historic station, Ross-on-Wye, is 45 km away), too far to describe this location, so it is left out of the overall score.

Research this area further with trusted open data: police.uk street-level crime map, HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

28 / 100
ChallengingAffordability score
£411,764Average price2026-06
10.5xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Cotswold home needs borrowing of 9.5 times a single UK median full-time salary of £39,039, beyond the 4.5 times most lenders will go to, so it takes a second income or a larger deposit. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

98 / 100
ExcellentHousing score
£411,764Average price2026-06
+3.2%Annual change

UK House Price Index for Cotswold, all property types. Steady growth scores best; sharp falls and overheating both score lower.

Crime and safety

Source: police.uk

Crime data could not be loaded for this location.

Weather and outdoors

Source: Met Office

No weather score for Cotswold. The nearest Met Office historic station, Ross-on-Wye, is 45 km away, beyond the 40 km we accept, so its climate would describe somewhere else. Weather is left out of the overall score here rather than borrowed. Why.

76 / 100
Very goodBroadband score
97.6%Superfast availabilitypremises with 30 Mbit/s or more
65.9%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for Cotswold: the share of premises that can get each service, not the share that has taken it up.

60 / 100
GoodEducation score
51.3Attainment 8 average score202425
Council levelMeasured atshared by the whole local authority

Local authority average, key stage 4, state-funded schools. Source: Department for Education. Each nation publishes its own measure, so this compares within England only. How education is scored.

Healthcare data is being sourced. We only publish figures once they are loaded from OpenStreetMap, so nothing here is estimated or invented.

74 / 100
Very goodEmployment score
82.5%Employment rateaged 16-64
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for Cotswold, via NOMIS. Most UK councils fall between about 62% and 82% employment.

94 / 100
ExcellentEnvironment score
5.93 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
3.78 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

26 / 100
ChallengingTransport score
8Stops within 800 mbus, tram and metro
11.2 kmNearest railway stationKemble Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
56 / 100
GoodCost of living score
£1,251Average monthly rentall property types
Jun-26Data period
38%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap
13 / 100
Very challengingLifestyle score
27Amenities nearbywithin about 2 km
3 + 2Food/drink + shops
19Parks and sport spots

What is nearby

CategoryCount
Food and drink3
Shops2
Health services0
Schools and learning2
Parks and sport19
Culture and community1

Counted from OpenStreetMap within about 2 km of this exact point; private gardens are not counted. Contains OpenStreetMap data © OpenStreetMap contributors.

Who Cotswold suits

Of the 2 profiles we score, Cotswold suits young professionals best, at 57 out of 100.

Cotswold suits most households about equally: from the bottom 33% for families to the bottom 10% for young professionals of the 539 areas we have scored.

How Cotswold ranks for each type of household
HouseholdScoreStandingWhat it weights
Families62bottom 33%Weighted towards schools, safety, housing and healthcare.
Remote workers62bottom 17%Weighted towards broadband, cost of living, environment and weather.
Retirees57bottom 14%Weighted towards healthcare, safety, environment and cost of living.
Students53bottom 11%Weighted towards cost of living, lifestyle, transport and safety.
Young professionals57bottom 10%Weighted towards employment, lifestyle, transport and broadband.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Housing
  • Environment

Worth checking carefully

  • Affordability
  • Transport
  • Lifestyle

Built only from the categories with data; 3 are still to load for this area.

How Cotswold compares

Cotswold compared with every other area we have scored
CategoryCotswoldEngland medianUK medianvs England medianUK position
Cost of living567172-15bottom 23%
Affordability286468-36bottom 13%
Employment746159+13top 11%
Housing988383+15top 5%
Transport267575-49bottom 1%
Broadband768888-12bottom 14%
Environment948991+5top 37%
Education603940+21top 14%
Lifestyle135654-43bottom 1%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the England median only.

What Cotswold does well. Measured against everywhere else in the index, the standouts are education (60, 21 above the median), housing (98, 15 above the median) and employment (74, 13 above the median).

Where it falls short. Transport (26, 49 below), lifestyle (13, 43 below) and affordability (28, 36 below).

Near Cotswold, and places like it

Of the 6 scored areas within about 50 miles of Cotswold, 6 score higher: Gloucester (74), Cheltenham (72), Swindon (69) and 3 others. Cotswold scores 58. Gloucester is ahead mainly on lifestyle (+68), while Cotswold keeps the advantage on housing (+21).

Scored areas within about 50 miles of Cotswold
AreaDistanceWhereOverallBand
Cirencester3.8 milesCotswold, South West, England63Good
Cheltenham10.0 milesCheltenham, South West, England72Very good
Stroud11 milesStroud, South West, England67Good
Gloucester13 milesGloucester, South West, England74Very good
Swindon17 milesSwindon, South West, England69Good
Tewkesbury17 milesTewkesbury, South West, England64Good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Cotswold
AreaWhereOverallAverage gap
SidmouthEast Devon, South West, England6611
MarlboroughWiltshire, South West, England6512.2
RomfordDorset, South West, England6212.4
CalneWiltshire, South West, England6412.9
DevizesWiltshire, South West, England6513

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

What a home in Cotswold actually costs

Source: HM Land Registry UK HPI

The average home in Cotswold is £411,764, 52 per cent above the median of the areas we have scored. With a ten per cent deposit of £41,176, repaying the rest costs about £2,388 a month, £1,137 more than renting at the local average of £1,251, and needs a household income of about £82,400 to borrow.

The cost of buying in Cotswold
MeasureFigure
Average property price£411,764 (June 2026)
Change over 12 months+3.2%, rising
Against our index median52% above the £270,569 median across every area we have scored
10% deposit£41,176
15% deposit£61,765
Price to earnings10.5 times UK median full-time earnings of £39,039
Monthly repayment£2,388 on a £370,588 mortgage (10% deposit, 6% over 25 years)
Against renting£1,137 more than the £1,251 average monthly rent
Income to borrow itAbout £82,400 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Cotswold, against the limits

Source: Defra modelled background maps

Fine particulates, at 5.9, sit inside the UK 2040 target of 10 but above the World Health Organization guideline of 5, as in most of Britain. Nitrogen dioxide, at 3.8, is well inside the UK limit of 40 and inside the WHO guideline of 10.

Modelled background air quality in Cotswold, micrograms per cubic metre
PollutantCotswoldUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)5.9105Inside the UK target, above the WHO guideline
Nitrogen dioxide (NO₂)3.84010Inside both

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Cotswold

Is Cotswold a good place to live?

Cotswold has an overall liveability score of 58 out of 100 (good) on TrackPostcode.UK, based on 75% of categories currently loaded. It scores best on housing and broadband. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Cotswold?

Recorded crime for Cotswold is shown in the crime and safety section, from police.uk for England and Wales or Scottish Government statistics for Scotland.

What is the weather like in Cotswold?

The weather section shows annual sunshine, rainfall and typical temperatures for Cotswold from Met Office climate data for the location.

How expensive is it to live in Cotswold?

Average private rent in the Cotswold area is about £1,251 a month (Jun-26, ONS), giving Cotswold a cost-of-living score of 56 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Cotswold?

The average property price in Cotswold is about £411,764 (2026-06, HM Land Registry). Prices changed +3.2% over the year. See the affordability section for how that compares to local earnings.

Can I afford to buy a house in Cotswold?

The average property in Cotswold costs about £411,764, which is 10.5 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 28 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £2,388 a month at 6% over 25 years, £1,137 more than the £1,251 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Cotswold?

About 97.6% of premises in Cotswold can get superfast broadband of 30 Mbit/s or more, and 65.9% can get a gigabit-capable connection, giving a broadband score of 76 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Cotswold?

82.5% of 16 to 64 year olds in Cotswold are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 74 out of 100. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Cotswold?

Cotswold records 51.3 on Attainment 8 average score (202425), giving an education score of 60 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

What is the air quality like in Cotswold?

For the 1 km grid square containing Cotswold, fine particulates (PM2.5) average 5.93 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 3.78 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 94 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

What is there to do in Cotswold?

Within about two kilometres of this point there are 27 mapped amenities, including 3 places to eat and drink, 2 shops, 19 parks and sports facilities and 1 cultural and community venues, giving a lifestyle score of 13 out of 100. Counts come from OpenStreetMap and are measured at this exact location rather than averaged across the council, so they reflect how well served this particular spot is. Contains OpenStreetMap data © OpenStreetMap contributors.

Does Cotswold have good transport links?

The nearest railway station is Kemble Rail Station, about 11.2 km away, and there are 8 bus, tram or metro stops within an 800 metre walk, giving a transport score of 26 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Cotswold in?

Cotswold is in the Cotswold local authority, South West, England. It falls within the Chedworth & Churn Valley ward and the North Cotswolds parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside Cotswold shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

Is Cotswold a good place for young professionals?

Cotswold scores 57 out of 100 on our young professionals profile, which is weighted towards employment, lifestyle, transport and broadband. That is close to its general score of 58, so the weighting neither flatters nor penalises this area.

Is Cotswold a good place for students?

Cotswold scores 53 out of 100 on our students profile, which is weighted towards cost of living, lifestyle, transport and safety. That is 5 points below its general score of 58, because this profile weights the twelve categories differently. Every area we score is ranked on this basis at /best-places-for-students/.

How does Cotswold compare with the rest of England?

Cotswold sits in the bottom 15% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on education, housing and employment. It is furthest below on transport, lifestyle and affordability. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near Cotswold?

Of the areas we have scored within about 50 miles of Cotswold, the highest are Gloucester (74 out of 100, about 13 miles away), Cheltenham (72 out of 100, about 10 miles away) and Swindon (69 out of 100, about 17 miles away). Cotswold itself scores 58. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to Cotswold?

Across the twelve category scores, the closest matches elsewhere in Britain are Sidmouth (East Devon, South West, England), Marlborough (Wiltshire, South West, England) and Romford (Dorset, South West, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the Cotswold council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.