TrackPostcode.UK

Area report

Is Swale a good place to live?

Swale, South East, England

66 / 100
GoodOverall score

Report completeness: 100%. Score is based on the categories with data loaded for this area.

70Remote workers
66Families
65Retirees
64Young professionals
64Students

In short

Swale scores 66 out of 100 overall, which places it below the median of the 539 UK areas we have scored. Its biggest lead is safety, scoring 79 against the English median of 52; its biggest shortfall is transport, 36 against 75.

  • Nearest scored area: Sittingbourne, about 2 miles away, scoring 65.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 100 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Weather (from the Met Office Manston station, 39 km away); Crime (recorded within about one mile of this exact point); Lifestyle (amenities within about 2 km of this exact point); Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of Swale: Cost of living, Affordability, Housing, Employment, Broadband, Education. Every postcode and town in the council shares these figures.

Research this area further with trusted open data: police.uk street-level crime map, HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

60 / 100
GoodAffordability score
£298,394Average price2026-06
7.6xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Swale home needs borrowing of 6.8 times a single UK median full-time salary of £39,039, beyond the 4.5 times most lenders will go to, so it takes a second income or a larger deposit. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

87 / 100
ExcellentHousing score
£298,394Average price2026-06
+4.5%Annual change

UK House Price Index for Swale, all property types. Steady growth scores best; sharp falls and overheating both score lower.

Crime and safety

Source: police.uk
79 / 100
Very goodSafety score
4Violent crime
6Anti-social behaviour
1Vehicle crime
1Burglary
11Shoplifting
25All recorded

All recorded crime by type

CategoryRecorded (2026-08)
Shoplifting11
Anti social behaviour6
Violent crime4
Burglary1
Other theft1
Vehicle crime1
Other crime1

In 2026-08, 25 crimes were recorded within about a mile of this point in Swale - a low volume of recorded crime for a one-mile radius. The most common headline category was shoplifting. City and town centres naturally record more incidents than residential streets, so compare like for like.

Recorded crime within about one mile, 2026-08. Busy centres record more than quiet suburbs because more people pass through them than live there, so compare similar types of place. How safety is scored.

Weather and outdoors

Source: Met Office
89 / 100
ExcellentOutdoor score
1,835Sunshine hours/yr
574 mmRainfall/yr
22.2°CSummer high (avg)
3.7°CWinter low (avg)
13Air frost days/yr
ManstonNearest weather station39 km away

Outdoor suitability

89Walking
90Running
92Cycling
91Gardening

Swale averages about 1,835 sunshine hours a year, towards the sunnier end of the UK range, with relatively low rainfall for the UK (about 574 mm a year). Summer days typically reach around 22.2°C and winter nights fall to about 3.7°C.

Averages over 6 years (2020-2025) from the Met Office Manston station, 39 km away. How the outdoor score works. Contains Met Office data © Crown copyright.

85 / 100
ExcellentBroadband score
97.1%Superfast availabilitypremises with 30 Mbit/s or more
82.1%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for Swale: the share of premises that can get each service, not the share that has taken it up.

47 / 100
FairEducation score
48.3Attainment 8 average score202425
Council levelMeasured atshared by the whole local authority

Local authority average, key stage 4, state-funded schools. Source: Department for Education. Each nation publishes its own measure, so this compares within England only. How education is scored.

23 / 100
Very challengingHealthcare score
1GP surgerieswithin about 2 km
1Pharmacieswithin about 2 km
0Dentistswithin about 2 km
4Hospitalswithin about 8 km

Counted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.

62 / 100
GoodEmployment score
78%Employment rateaged 16-64
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for Swale, via NOMIS. Most UK councils fall between about 62% and 82% employment.

88 / 100
ExcellentEnvironment score
7.03 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
7.67 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

36 / 100
ChallengingTransport score
0Stops within 800 mbus, tram and metro
2.4 kmNearest railway stationTeynham Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
65 / 100
GoodCost of living score
£1,095Average monthly rentall property types
Jun-26Data period
34%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap
26 / 100
ChallengingLifestyle score
48Amenities nearbywithin about 2 km
10 + 6Food/drink + shops
19Parks and sport spots

What is nearby

CategoryCount
Food and drink10
Shops6
Health services2
Schools and learning9
Parks and sport19
Culture and community2

Counted from OpenStreetMap within about 2 km of this exact point; private gardens are not counted. Contains OpenStreetMap data © OpenStreetMap contributors.

Who Swale suits

Of the 5 profiles we score, Swale suits remote workers best, at 70 out of 100.

Swale is a markedly better fit for some households than others. It ranks in the top 33% of the 539 areas we have scored for families, and the bottom 32% for students. That gap comes from the same twelve categories weighted differently, which is why one overall score can never answer the question on its own.

How Swale ranks for each type of household
HouseholdScoreStandingWhat it weights
Families66top 33%Weighted towards schools, safety, housing and healthcare.
Remote workers70top 44%Weighted towards broadband, cost of living, environment and weather.
Retirees65bottom 39%Weighted towards healthcare, safety, environment and cost of living.
Young professionals64bottom 34%Weighted towards employment, lifestyle, transport and broadband.
Students64bottom 32%Weighted towards cost of living, lifestyle, transport and safety.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Weather
  • Housing
  • Broadband
  • Environment

Worth checking carefully

  • Transport
  • Healthcare
  • Lifestyle

How Swale compares

Swale compared with every other area we have scored
CategorySwaleEngland medianUK medianvs England medianUK position
Cost of living657172-6bottom 32%
Affordability606468-4bottom 37%
Safety795252+27top 1%
Weather897272+17top 3%
Employment626159+1top 42%
Housing878383+4top 37%
Transport367575-39bottom 5%
Broadband858888-3bottom 38%
Environment888991-1bottom 37%
Healthcare235452-31bottom 4%
Education473940+8top 25%
Lifestyle265654-30bottom 1%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the England median only.

What Swale does well. Measured against everywhere else in the index, the standouts are safety (79, 27 above the median), weather (89, 17 above the median) and education (47, 8 above the median).

Where it falls short. Transport (36, 39 below), healthcare (23, 31 below) and lifestyle (26, 30 below).

Near Swale, and places like it

Of the 6 scored areas within about 50 miles of Swale, 2 score higher: Faversham (67) and Chatham (67). Swale scores 66. Faversham is ahead mainly on transport (+29), while Swale keeps the advantage on safety (+23).

Scored areas within about 50 miles of Swale
AreaDistanceWhereOverallBand
Sittingbourne2.0 milesSwale, South East, England65Good
Faversham5.0 milesSwale, South East, England67Good
Whitstable11 milesCanterbury, South East, England63Good
Chatham12 milesMedway, South East, England67Good
Maidstone12 milesMaidstone, South East, England59Good
Rochester13 milesMedway, South East, England65Good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Swale
AreaWhereOverallAverage gap
ChardSomerset, South West, England636.8
WadebridgeCornwall, South West, England646.9
Shepton MalletSomerset, South West, England647
HaverhillWest Suffolk, East of England, England627.9
WellsSomerset, South West, England647.9

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

What a home in Swale actually costs

Source: HM Land Registry UK HPI

The average home in Swale is £298,394, 10 per cent above the median of the areas we have scored. With a ten per cent deposit of £29,839, repaying the rest costs about £1,730 a month, £635 more than renting at the local average of £1,095, and needs a household income of about £59,700 to borrow.

The cost of buying in Swale
MeasureFigure
Average property price£298,394 (June 2026)
Change over 12 months+4.5%, rising
Against our index median10% above the £270,569 median across every area we have scored
10% deposit£29,839
15% deposit£44,759
Price to earnings7.6 times UK median full-time earnings of £39,039
Monthly repayment£1,730 on a £268,555 mortgage (10% deposit, 6% over 25 years)
Against renting£635 more than the £1,095 average monthly rent
Income to borrow itAbout £59,700 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Swale, against the limits

Source: Defra modelled background maps

Fine particulates, at 7.0, sit inside the UK 2040 target of 10 but above the World Health Organization guideline of 5, as in most of Britain. Nitrogen dioxide, at 7.7, is well inside the UK limit of 40 and inside the WHO guideline of 10.

Modelled background air quality in Swale, micrograms per cubic metre
PollutantSwaleUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)7.0105Inside the UK target, above the WHO guideline
Nitrogen dioxide (NO₂)7.74010Inside both

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Swale

Is Swale a good place to live?

Swale has an overall liveability score of 66 out of 100 (good) on TrackPostcode.UK, based on 100% of categories currently loaded. It scores best on weather and housing. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Swale?

About 25 crimes were recorded within roughly a mile of Swale in 2026-08 (police.uk), giving a safety score of 79 out of 100. Town and city centres naturally record more than residential streets.

What is the weather like in Swale?

Swale averages 1,835 sunshine hours and about 574 mm of rain a year, giving an outdoor score of 89 out of 100. Summer highs average 22.2°C and winter lows 3.7°C. Based on the Met Office Manston station, 39 km away.

How expensive is it to live in Swale?

Average private rent in the Swale area is about £1,095 a month (Jun-26, ONS), giving Swale a cost-of-living score of 65 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Swale?

The average property price in Swale is about £298,394 (2026-06, HM Land Registry). Prices changed +4.5% over the year. See the affordability section for how that compares to local earnings.

Is Swale safe?

Swale scores 79 out of 100 for safety - very good - measured from recorded crime within about a mile of this point for the latest published month (police.uk). That puts it in the top 1% of every area in our index. A safety score is a comparison with other areas rather than a guarantee about a street. Town and city centres record more crime than residential suburbs largely because more people pass through them, so compare places of a similar type before drawing a conclusion.

Can I afford to buy a house in Swale?

The average property in Swale costs about £298,394, which is 7.6 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 60 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,730 a month at 6% over 25 years, £635 more than the £1,095 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Swale?

About 97.1% of premises in Swale can get superfast broadband of 30 Mbit/s or more, and 82.1% can get a gigabit-capable connection, giving a broadband score of 85 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Swale?

78% of 16 to 64 year olds in Swale are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 62 out of 100. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Swale?

Swale records 48.3 on Attainment 8 average score (202425), giving an education score of 47 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

What is the air quality like in Swale?

For the 1 km grid square containing Swale, fine particulates (PM2.5) average 7.03 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 7.67 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 88 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

What is there to do in Swale?

Within about two kilometres of this point there are 48 mapped amenities, including 10 places to eat and drink, 6 shops, 19 parks and sports facilities and 2 cultural and community venues, giving a lifestyle score of 26 out of 100. Counts come from OpenStreetMap and are measured at this exact location rather than averaged across the council, so they reflect how well served this particular spot is. Contains OpenStreetMap data © OpenStreetMap contributors.

Are there GPs and dentists near Swale?

Within about two kilometres of this point there are 1 GP surgery and 1 pharmacy. 4 hospitals are within about eight kilometres. That gives a healthcare score of 23 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

Does Swale have good transport links?

The nearest railway station is Teynham Rail Station, about 2.4 km away, and there are 0 bus, tram or metro stops within an 800 metre walk, giving a transport score of 36 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Swale in?

Swale is in the Swale local authority, South East, England. It falls within the Teynham and Lynsted ward and the Faversham and Mid Kent parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside Swale shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

Is Swale a good place for remote workers?

Swale scores 70 out of 100 on our remote workers profile, which is weighted towards broadband, cost of living, environment and weather. That is 4 points above its general score of 66, because this profile weights the twelve categories differently. Every area we score is ranked on this basis at /best-places-for-remote-workers/.

Is Swale a good place for families?

Swale scores 66 out of 100 on our families profile, which is weighted towards schools, safety, housing and healthcare. That is close to its general score of 66, so the weighting neither flatters nor penalises this area. Every area we score is ranked on this basis at /best-places-for-families/.

How does Swale compare with the rest of England?

Swale sits in the bottom 44% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on safety, weather and education. It is furthest below on transport, healthcare and lifestyle. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near Swale?

Of the areas we have scored within about 50 miles of Swale, the highest are Faversham (67 out of 100, about 5 miles away), Chatham (67 out of 100, about 12 miles away) and Sittingbourne (65 out of 100, about 2 miles away). Swale itself scores 66. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to Swale?

Across the twelve category scores, the closest matches elsewhere in Britain are Chard (Somerset, South West, England), Wadebridge (Cornwall, South West, England) and Shepton Mallet (Somerset, South West, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the Swale council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.