TrackPostcode.UK

Area report

Is St Andrews a good place to live?

Fife, Scotland

69 / 100
GoodOverall score

Report completeness: 95%. Score is based on the categories with data loaded for this area.

72Remote workers
64Families
68Retirees
68Young professionals
72Students

In short

St Andrews scores 69 out of 100 overall, putting it in the top 37 per cent of the 539 UK areas we have scored. Its biggest shortfall is housing, scoring 66 against the Scottish median of 84.

  • Nearest scored area: Dundee, about 11 miles away, scoring 73.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 95 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Weather (from the Met Office Leuchars station, 6 km away); Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of Fife: Cost of living, Affordability, Housing, Employment, Broadband, Safety. Every postcode and town in the council shares these figures.
  • Neighbourhood-level: Education (the surrounding intermediate zone of roughly 2,500 to 6,000 residents).

Research this area further with trusted open data: HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker, Scottish Government statistics. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

94 / 100
ExcellentAffordability score
£176,924Average price2026-06
4.5xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average St Andrews home needs borrowing of 4.1 times a single UK median full-time salary of £39,039, inside the 4.5 times most lenders will go to, so one median earner can buy here. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

66 / 100
GoodHousing score
£176,924Average price2026-06
+6.8%Annual change

UK House Price Index for Fife, all property types. Steady growth scores best; sharp falls and overheating both score lower.

49 / 100
FairSafety score
545Crimes per 10,000 peopleper year, council area
20,437Total recorded crimes
2025/2026Reporting period

Annual recorded crime for all of Fife, from Scottish Government statistics. Police Scotland does not publish street-level data, so this is not comparable with English or Welsh reports. How safety is scored.

Weather and outdoors

Source: Met Office
67 / 100
GoodOutdoor score
1,456Sunshine hours/yr
719 mmRainfall/yr
19.3°CSummer high (avg)
1.6°CWinter low (avg)
47Air frost days/yr
LeucharsNearest weather station6 km away

Outdoor suitability

67Walking
76Running
74Cycling
70Gardening

St Andrews averages about 1,456 sunshine hours a year, around the middle of the UK range, with relatively low rainfall for the UK (about 719 mm a year). Summer days typically reach around 19.3°C and winter nights fall to about 1.6°C.

Averages over 6 years (2020-2025) from the Met Office Leuchars station, 6 km away. How the outdoor score works. Contains Met Office data © Crown copyright.

88 / 100
ExcellentBroadband score
98.8%Superfast availabilitypremises with 30 Mbit/s or more
83%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for Fife: the share of premises that can get each service, not the share that has taken it up.

36 / 100
ChallengingEducation score
5.11Average highest SCQF qualification score of school leavers2022/23-2024/25
Intermediate zoneMeasured atabout 2,500 to 6,000 residents around here

Intermediate zone (2011), three-year average. Source: Scottish Government (statistics.gov.scot). Each nation publishes its own measure, so this compares within Scotland only. How education is scored.

32 / 100
ChallengingHealthcare score
1GP surgerieswithin about 2 km
2Pharmacieswithin about 2 km
2Dentistswithin about 2 km
1Hospitalswithin about 8 km

Counted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.

50 / 100
FairEmployment score
73.5%Employment rateaged 16-64
3.4%Unemployment rate
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for Fife, via NOMIS. Most UK councils fall between about 62% and 82% employment.

100 / 100
ExcellentEnvironment score
4.14 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
4.82 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

65 / 100
GoodTransport score
62Stops within 800 mbus, tram and metro
7.2 kmNearest railway stationLeuchars Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
81 / 100
Very goodCost of living score
£816Average monthly rentall property types
Jun-26Data period
25%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap

Lifestyle data is being sourced. We only publish figures once they are loaded from OpenStreetMap, so nothing here is estimated or invented.

Who St Andrews suits

Of the 3 profiles we score, St Andrews suits remote workers best, at 72 out of 100.

St Andrews suits most households about equally: from the top 26% for students to the top 50% for families of the 539 areas we have scored.

How St Andrews ranks for each type of household
HouseholdScoreStandingWhat it weights
Students72top 26%Weighted towards cost of living, lifestyle, transport and safety.
Remote workers72top 33%Weighted towards broadband, cost of living, environment and weather.
Young professionals68top 38%Weighted towards employment, lifestyle, transport and broadband.
Retirees68top 43%Weighted towards healthcare, safety, environment and cost of living.
Families64top 50%Weighted towards schools, safety, housing and healthcare.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Cost of living
  • Affordability
  • Broadband
  • Environment

Worth checking carefully

  • Healthcare
  • Education

Built only from the categories with data; 1 is still to load for this area.

How St Andrews compares

St Andrews compared with every other area we have scored
CategorySt AndrewsScotland medianUK medianvs Scotland medianUK position
Cost of living8181720top 29%
Affordability9494680top 11%
Safety495152-2bottom 36%
Weather676472+3bottom 33%
Employment5050590bottom 27%
Housing668483-18bottom 23%
Transport657575-10bottom 18%
Broadband8888880top 50%
Environment100100910top 8%
Healthcare324052-8bottom 13%
Education364240-6bottom 33%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the Scotland median only.

Where it falls short. Housing (66, 18 below), transport (65, 10 below) and healthcare (32, 8 below).

Near St Andrews, and places like it

Of the 6 scored areas within about 50 miles of St Andrews, 4 score higher: Perth (74), Dundee (73), Kirkcaldy (72) and Arbroath (70). St Andrews scores 69. Perth is ahead mainly on healthcare (+48), while St Andrews keeps the advantage on broadband (+28).

Scored areas within about 50 miles of St Andrews
AreaDistanceWhereOverallBand
Dundee11 milesDundee City, Scotland73Very good
Arbroath17 milesAngus, Scotland70Very good
Kirkcaldy21 milesFife, Scotland72Very good
Forfar21 milesAngus, Scotland69Good
Perth25 milesPerth and Kinross, Scotland74Very good
Montrose28 milesAngus, Scotland69Good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to St Andrews
AreaWhereOverallAverage gap
FleetwoodWyre, North West, England714.7
PeterleeCounty Durham, North East, England725.2
WhitehavenCumberland, North West, England715.4
Newton AycliffeCounty Durham, North East, England745.5
ClydebankWest Dunbartonshire, Scotland665.6

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

What a home in St Andrews actually costs

Source: HM Land Registry UK HPI

The average home in St Andrews is £176,924, 35 per cent below the median of the areas we have scored. With a ten per cent deposit of £17,692, repaying the rest costs about £1,026 a month, £210 more than renting at the local average of £816, and needs a household income of about £35,400 to borrow.

The cost of buying in St Andrews
MeasureFigure
Average property price£176,924 (June 2026)
Change over 12 months+6.8%, rising
Against our index median35% below the £270,569 median across every area we have scored
10% deposit£17,692
15% deposit£26,539
Price to earnings4.5 times UK median full-time earnings of £39,039
Monthly repayment£1,026 on a £159,232 mortgage (10% deposit, 6% over 25 years)
Against renting£210 more than the £816 average monthly rent
Income to borrow itAbout £35,400 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in St Andrews, against the limits

Source: Defra modelled background maps

Fine particulates, at 4.1, sit inside the UK 2040 target of 10 and inside the World Health Organization guideline of 5, which few areas manage. Nitrogen dioxide, at 4.8, is well inside the UK limit of 40 and inside the WHO guideline of 10.

Modelled background air quality in St Andrews, micrograms per cubic metre
PollutantSt AndrewsUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)4.1105Inside both
Nitrogen dioxide (NO₂)4.84010Inside both

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about St Andrews

Is St Andrews a good place to live?

St Andrews has an overall liveability score of 69 out of 100 (good) on TrackPostcode.UK, based on 95% of categories currently loaded. It scores best on broadband and cost of living. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in St Andrews?

Fife records about 545 crimes per 10,000 people a year (2025/2026), giving St Andrews a safety score of 49 out of 100. Figures are from Scottish Government statistics; Police Scotland does not publish street-level data to police.uk.

What is the weather like in St Andrews?

St Andrews averages 1,456 sunshine hours and about 719 mm of rain a year, giving an outdoor score of 67 out of 100. Summer highs average 19.3°C and winter lows 1.6°C. Based on the Met Office Leuchars station, 6 km away.

How expensive is it to live in St Andrews?

Average private rent in the Fife area is about £816 a month (Jun-26, ONS), giving St Andrews a cost-of-living score of 81 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in St Andrews?

The average property price in Fife is about £176,924 (2026-06, HM Land Registry). Prices changed +6.8% over the year. See the affordability section for how that compares to local earnings.

Is St Andrews safe?

St Andrews scores 49 out of 100 for safety - fair - measured from annual recorded crime per 10,000 residents across the Fife council area (Scottish Government statistics). That puts it in the bottom 36% of every area in our index. A safety score is a comparison with other areas rather than a guarantee about a street. The figure covers the whole council, so it says nothing about differences between its towns.

Can I afford to buy a house in St Andrews?

The average property in Fife costs about £176,924, which is 4.5 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 94 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,026 a month at 6% over 25 years, £210 more than the £816 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in St Andrews?

About 98.8% of premises in Fife can get superfast broadband of 30 Mbit/s or more, and 83% can get a gigabit-capable connection, giving a broadband score of 88 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in St Andrews?

73.5% of 16 to 64 year olds in Fife are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 50 out of 100. Unemployment stands at 3.4%. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in St Andrews?

The intermediate zone around this point records 5.11 on Average highest SCQF qualification score of school leavers (2022/23-2024/25), giving an education score of 36 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Scottish attainment is resolved to the intermediate zone around this point, which is finer than the council average used in England and Wales.

What is the air quality like in St Andrews?

For the 1 km grid square containing St Andrews, fine particulates (PM2.5) average 4.14 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 4.82 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 100 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

Are there GPs and dentists near St Andrews?

Within about two kilometres of this point there are 1 GP surgery, 2 pharmacies and 2 dentists. 1 hospital is within about eight kilometres. That gives a healthcare score of 32 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

Does St Andrews have good transport links?

The nearest railway station is Leuchars Rail Station, about 7.2 km away, and there are 62 bus, tram or metro stops within an 800 metre walk, giving a transport score of 65 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is St Andrews in?

St Andrews is in the Fife local authority, Scotland. It falls within the St Andrews ward and the North East Fife parliamentary constituency. Cost of living, housing, affordability, employment, broadband and crime figures in this report are published at local-authority level, so every postcode and town inside Fife shares them. Education comes from the surrounding intermediate zone, and weather, amenities, healthcare, transport and air quality are measured for this point.

Is St Andrews a good place for remote workers?

St Andrews scores 72 out of 100 on our remote workers profile, which is weighted towards broadband, cost of living, environment and weather. That is 3 points above its general score of 69, because this profile weights the twelve categories differently. Every area we score is ranked on this basis at /best-places-for-remote-workers/.

Is St Andrews a good place to retire?

St Andrews scores 68 out of 100 on our retirees profile, which is weighted towards healthcare, safety, environment and cost of living. That is close to its general score of 69, so the weighting neither flatters nor penalises this area. Every area we score is ranked on this basis at /best-for-retirement/.

How does St Andrews compare with the rest of Scotland?

St Andrews sits in the top 37% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest below on housing, transport and healthcare. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near St Andrews?

Of the areas we have scored within about 50 miles of St Andrews, the highest are Perth (74 out of 100, about 25 miles away), Dundee (73 out of 100, about 11 miles away) and Kirkcaldy (72 out of 100, about 21 miles away). St Andrews itself scores 69. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to St Andrews?

Across the twelve category scores, the closest matches elsewhere in Britain are Fleetwood (Wyre, North West, England), Peterlee (County Durham, North East, England) and Whitehaven (Cumberland, North West, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment, broadband and crime come from official statistics for the Fife council area, so nearby postcodes and towns in the same council share those figures. Education comes from the surrounding intermediate zone of roughly 2,500 to 6,000 residents. The "How detailed is this report" section explains each level.