Area report
Is Scottish Borders a good place to live?
Scottish Borders, Scotland
Report completeness: 95%. Score is based on the categories with data loaded for this area.
In short
Scottish Borders scores 66 out of 100 overall, which places it below the median of the 539 UK areas we have scored. Its biggest lead is education, scoring 61 against the Scottish median of 42; its biggest shortfall is transport, 14 against 75.
- Nearest scored area: Galashiels, about 6 miles away, scoring 74.
- Median overall score across the 539 areas in our index: 67 out of 100.
- Report completeness 95 per cent: categories without data are excluded rather than estimated.
How detailed is this report?
Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.
- Point-level for this exact location: Weather (from the Met Office Eskdalemuir station, 33 km away); Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
- Council-level, covering all of Scottish Borders: Cost of living, Affordability, Housing, Employment, Broadband, Safety. Every postcode and town in the council shares these figures.
- Neighbourhood-level: Education (the surrounding intermediate zone of roughly 2,500 to 6,000 residents).
Research this area further with trusted open data: HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker, Scottish Government statistics. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.
Affordability
Source: HM Land RegistryWith a ten per cent deposit, the average Scottish Borders home needs borrowing of 4.4 times a single UK median full-time salary of £39,039, inside the 4.5 times most lenders will go to, so one median earner can buy here. Try your own figures below.
Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.
Housing
Source: HM Land RegistryUK House Price Index for Scottish Borders, all property types. Steady growth scores best; sharp falls and overheating both score lower.
Crime and safety
Source: Scottish GovernmentAnnual recorded crime for all of Scottish Borders, from Scottish Government statistics. Police Scotland does not publish street-level data, so this is not comparable with English or Welsh reports. How safety is scored.
Weather and outdoors
Source: Met OfficeOutdoor suitability
Scottish Borders averages about 1,095 sunshine hours a year, towards the duller end of the UK range, with high rainfall for the UK (about 1,975 mm a year). Summer days typically reach around 18.3°C and winter nights fall to about 0.6°C.
Averages over 6 years (2020-2025) from the Met Office Eskdalemuir station, 33 km away. How the outdoor score works. Contains Met Office data © Crown copyright.
Broadband and mobile
Source: Ofcom Connected NationsOfcom Connected Nations coverage for Scottish Borders: the share of premises that can get each service, not the share that has taken it up.
Schools and education
Source: DfE and devolved governmentsIntermediate zone (2011), three-year average. Source: Scottish Government (statistics.gov.scot). Each nation publishes its own measure, so this compares within Scotland only. How education is scored.
Healthcare
Source: OpenStreetMapCounted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.
Employment
Source: ONS / NOMISONS Annual Population Survey for Scottish Borders, via NOMIS. Most UK councils fall between about 62% and 82% employment.
Environment
Source: Defra UK-AIRDefra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.
Transport
Source: DfT NaPTANDfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.
Cost of living
Source: ONSAverage private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.
Lifestyle and amenities
Source: OpenStreetMapLifestyle data is being sourced. We only publish figures once they are loaded from OpenStreetMap, so nothing here is estimated or invented.
Who Scottish Borders suits
Of the 3 profiles we score, Scottish Borders suits remote workers best, at 69 out of 100.
Scottish Borders is a markedly better fit for some households than others. It ranks in the top 38% of the 539 areas we have scored for students, and the bottom 23% for retirees. That gap comes from the same twelve categories weighted differently, which is why one overall score can never answer the question on its own.
| Household | Score | Standing | What it weights |
|---|---|---|---|
| Students | 70 | top 38% | Weighted towards cost of living, lifestyle, transport and safety. |
| Families | 65 | top 41% | Weighted towards schools, safety, housing and healthcare. |
| Remote workers | 69 | bottom 49% | Weighted towards broadband, cost of living, environment and weather. |
| Young professionals | 65 | bottom 40% | Weighted towards employment, lifestyle, transport and broadband. |
| Retirees | 62 | bottom 23% | Weighted towards healthcare, safety, environment and cost of living. |
The same twelve scores, weighted per household. Set your own weights in the relocation quiz.
Stands out on
- Cost of living
- Affordability
- Housing
- Environment
Worth checking carefully
- Weather
- Transport
- Healthcare
Built only from the categories with data; 1 is still to load for this area.
How Scottish Borders compares
| Category | Scottish Borders | Scotland median | UK median | vs Scotland median | UK position |
|---|---|---|---|---|---|
| Cost of living | 88 | 81 | 72 | +7 | top 9% |
| Affordability | 90 | 94 | 68 | -4 | top 16% |
| Safety | 61 | 51 | 52 | +10 | top 20% |
| Weather | 22 | 64 | 72 | -42 | bottom 1% |
| Employment | 64 | 50 | 59 | +14 | top 34% |
| Housing | 86 | 84 | 83 | +2 | top 42% |
| Transport | 14 | 75 | 75 | -61 | bottom 1% |
| Broadband | 78 | 88 | 88 | -10 | bottom 19% |
| Environment | 100 | 100 | 91 | 0 | top 8% |
| Healthcare | 6 | 40 | 52 | -34 | bottom 1% |
| Education | 61 | 42 | 40 | +19 | top 12% |
Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the Scotland median only.
What Scottish Borders does well. Measured against everywhere else in the index, the standouts are education (61, 19 above the median), employment (64, 14 above the median) and safety (61, 10 above the median).
Where it falls short. Transport (14, 61 below), weather (22, 42 below) and healthcare (6, 34 below).
Near Scottish Borders, and places like it
Of the 6 scored areas within about 50 miles of Scottish Borders, 3 score higher: Galashiels (74), Hawick (68) and Edinburgh (68). Scottish Borders scores 66. Galashiels is ahead mainly on transport (+59), while Scottish Borders keeps the advantage on education (+29).
| Area | Distance | Where | Overall | Band |
|---|---|---|---|---|
| Galashiels | 6.2 miles | Scottish Borders, Scotland | 74 | Very good |
| Hawick | 7.6 miles | Scottish Borders, Scotland | 68 | Good |
| Penicuik | 25 miles | Midlothian, Scotland | 63 | Good |
| Dalkeith | 26 miles | Midlothian, Scotland | 64 | Good |
| Musselburgh | 30 miles | East Lothian, Scotland | 62 | Good |
| Edinburgh | 32 miles | City of Edinburgh, Scotland | 68 | Good |
Straight-line distances, so roads are longer. Any place not listed can be searched directly.
| Area | Where | Overall | Average gap |
|---|---|---|---|
| Brecon | Powys, Wales | 71 | 11 |
| Caernarfon | Gwynedd, Wales | 69 | 11.7 |
| Launceston | Cornwall, South West, England | 64 | 13.2 |
| Wadebridge | Cornwall, South West, England | 64 | 13.2 |
| Bude | Cornwall, South West, England | 64 | 13.5 |
Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.
What a home in Scottish Borders actually costs
Source: HM Land Registry UK HPIThe average home in Scottish Borders is £191,555, 29 per cent below the median of the areas we have scored. With a ten per cent deposit of £19,156, repaying the rest costs about £1,111 a month, £402 more than renting at the local average of £709, and needs a household income of about £38,300 to borrow.
| Measure | Figure |
|---|---|
| Average property price | £191,555 (June 2026) |
| Change over 12 months | +4.6%, rising |
| Against our index median | 29% below the £270,569 median across every area we have scored |
| 10% deposit | £19,156 |
| 15% deposit | £28,733 |
| Price to earnings | 4.9 times UK median full-time earnings of £39,039 |
| Monthly repayment | £1,111 on a £172,399 mortgage (10% deposit, 6% over 25 years) |
| Against renting | £402 more than the £709 average monthly rent |
| Income to borrow it | About £38,300 a year at 4.5 times income |
Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.
Air quality in Scottish Borders, against the limits
Source: Defra modelled background mapsFine particulates, at 4.3, sit inside the UK 2040 target of 10 and inside the World Health Organization guideline of 5, which few areas manage. Nitrogen dioxide, at 1.5, is well inside the UK limit of 40 and inside the WHO guideline of 10.
| Pollutant | Scottish Borders | UK objective | WHO guideline | Standing |
|---|---|---|---|---|
| Fine particulates (PM2.5) | 4.3 | 10 | 5 | Inside both |
| Nitrogen dioxide (NO₂) | 1.5 | 40 | 10 | Inside both |
Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.
Questions about Scottish Borders
Is Scottish Borders a good place to live?
Scottish Borders has an overall liveability score of 66 out of 100 (good) on TrackPostcode.UK, based on 95% of categories currently loaded. It scores best on cost of living and housing. The score combines cost, affordability, safety, weather and more from open government data.
What is the crime rate in Scottish Borders?
Scottish Borders records about 409 crimes per 10,000 people a year (2025/2026), giving Scottish Borders a safety score of 61 out of 100. Figures are from Scottish Government statistics; Police Scotland does not publish street-level data to police.uk.
What is the weather like in Scottish Borders?
Scottish Borders averages 1,095 sunshine hours and about 1,975 mm of rain a year, giving an outdoor score of 22 out of 100. Summer highs average 18.3°C and winter lows 0.6°C. Based on the Met Office Eskdalemuir station, 33 km away.
How expensive is it to live in Scottish Borders?
Average private rent in the Scottish Borders area is about £709 a month (Jun-26, ONS), giving Scottish Borders a cost-of-living score of 88 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.
What are house prices like in Scottish Borders?
The average property price in Scottish Borders is about £191,555 (2026-06, HM Land Registry). Prices changed +4.6% over the year. See the affordability section for how that compares to local earnings.
Is Scottish Borders safe?
Scottish Borders scores 61 out of 100 for safety - good - measured from annual recorded crime per 10,000 residents across the Scottish Borders council area (Scottish Government statistics). That puts it in the top 20% of every area in our index. A safety score is a comparison with other areas rather than a guarantee about a street. The figure covers the whole council, so it says nothing about differences between its towns.
Can I afford to buy a house in Scottish Borders?
The average property in Scottish Borders costs about £191,555, which is 4.9 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 90 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,111 a month at 6% over 25 years, £402 more than the £709 average local rent. The affordability calculator on this page estimates it from your own salary and savings.
How fast is broadband in Scottish Borders?
About 97.8% of premises in Scottish Borders can get superfast broadband of 30 Mbit/s or more, and 68.6% can get a gigabit-capable connection, giving a broadband score of 78 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.
What is the job market like in Scottish Borders?
78.6% of 16 to 64 year olds in Scottish Borders are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 64 out of 100. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.
Are the schools good in Scottish Borders?
The intermediate zone around this point records 5.73 on Average highest SCQF qualification score of school leavers (2022/23-2024/25), giving an education score of 61 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Scottish attainment is resolved to the intermediate zone around this point, which is finer than the council average used in England and Wales.
What is the air quality like in Scottish Borders?
For the 1 km grid square containing Scottish Borders, fine particulates (PM2.5) average 4.32 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 1.49 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 100 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.
Are there GPs and dentists near Scottish Borders?
Within about two kilometres of this point there are 1 dentist. That gives a healthcare score of 6 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.
Does Scottish Borders have good transport links?
The nearest railway station is Galashiels Rail Station, about 10.2 km away, and there are 0 bus, tram or metro stops within an 800 metre walk, giving a transport score of 14 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.
Which council area is Scottish Borders in?
Scottish Borders is in the Scottish Borders local authority, Scotland. It falls within the Selkirkshire ward and the Berwickshire, Roxburgh and Selkirk parliamentary constituency. Cost of living, housing, affordability, employment, broadband and crime figures in this report are published at local-authority level, so every postcode and town inside Scottish Borders shares them. Education comes from the surrounding intermediate zone, and weather, amenities, healthcare, transport and air quality are measured for this point.
Is Scottish Borders a good place for remote workers?
Scottish Borders scores 69 out of 100 on our remote workers profile, which is weighted towards broadband, cost of living, environment and weather. That is 3 points above its general score of 66, because this profile weights the twelve categories differently. Every area we score is ranked on this basis at /best-places-for-remote-workers/.
Is Scottish Borders a good place for families?
Scottish Borders scores 65 out of 100 on our families profile, which is weighted towards schools, safety, housing and healthcare. That is close to its general score of 66, so the weighting neither flatters nor penalises this area. Every area we score is ranked on this basis at /best-places-for-families/.
How does Scottish Borders compare with the rest of Scotland?
Scottish Borders sits in the bottom 44% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on education, employment and safety. It is furthest below on transport, weather and healthcare. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.
What are the best places to live near Scottish Borders?
Of the areas we have scored within about 50 miles of Scottish Borders, the highest are Galashiels (74 out of 100, about 6 miles away), Hawick (68 out of 100, about 8 miles away) and Edinburgh (68 out of 100, about 32 miles away). Scottish Borders itself scores 66. Distances are straight-line from this point, and each of those names links to its own full report.
Which places are most similar to Scottish Borders?
Across the twelve category scores, the closest matches elsewhere in Britain are Brecon (Powys, Wales), Caernarfon (Gwynedd, Wales) and Launceston (Cornwall, South West, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.
What area does this report cover?
Weather, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment, broadband and crime come from official statistics for the Scottish Borders council area, so nearby postcodes and towns in the same council share those figures. Education comes from the surrounding intermediate zone of roughly 2,500 to 6,000 residents. The "How detailed is this report" section explains each level.