TrackPostcode.UK

Area report

Is Lancaster a good place to live?

Lancaster, North West, England

80 / 100
Very goodOverall score

Report completeness: 75%. Score is based on the categories with data loaded for this area.

81Remote workers
76Families
84Retirees
79Young professionals
80Students

In short

Lancaster scores 80 out of 100 overall, putting it in the top 1 per cent of the 539 UK areas we have scored. Its biggest lead is healthcare, scoring 82 against the English median of 54.

  • Nearest scored area: Morecambe, about 3 miles away, scoring 74.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 75 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of Lancaster: Cost of living, Affordability, Housing, Employment, Broadband, Education. Every postcode and town in the council shares these figures.
  • Not scored here: Weather (the nearest Met Office historic station, Newton Rigg, is 69 km away), too far to describe this location, so it is left out of the overall score.

Research this area further with trusted open data: police.uk street-level crime map, HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

88 / 100
ExcellentAffordability score
£199,762Average price2026-06
5.1xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Lancaster home needs borrowing of 4.6 times a single UK median full-time salary of £39,039, beyond the 4.5 times most lenders will go to, so it takes a second income or a larger deposit. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

83 / 100
Very goodHousing score
£199,762Average price2026-06
+4.9%Annual change

UK House Price Index for Lancaster, all property types. Steady growth scores best; sharp falls and overheating both score lower.

Crime and safety

Source: police.uk

Crime data could not be loaded for this location.

Weather and outdoors

Source: Met Office

No weather score for Lancaster. The nearest Met Office historic station, Newton Rigg, is 69 km away, beyond the 40 km we accept, so its climate would describe somewhere else. Weather is left out of the overall score here rather than borrowed. Why.

92 / 100
ExcellentBroadband score
98.8%Superfast availabilitypremises with 30 Mbit/s or more
90.3%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for Lancaster: the share of premises that can get each service, not the share that has taken it up.

39 / 100
ChallengingEducation score
46.3Attainment 8 average score202425
Council levelMeasured atshared by the whole local authority

Local authority average, key stage 4, state-funded schools. Source: Department for Education. Each nation publishes its own measure, so this compares within England only. How education is scored.

82 / 100
Very goodHealthcare score
11GP surgerieswithin about 2 km
11Pharmacieswithin about 2 km
10Dentistswithin about 2 km
8Hospitalswithin about 8 km

Counted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.

61 / 100
GoodEmployment score
77.7%Employment rateaged 16-64
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for Lancaster, via NOMIS. Most UK councils fall between about 62% and 82% employment.

97 / 100
ExcellentEnvironment score
5.48 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
9.61 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

87 / 100
ExcellentTransport score
74Stops within 800 mbus, tram and metro
0.3 kmNearest railway stationLancaster Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
82 / 100
Very goodCost of living score
£811Average monthly rentall property types
Jun-26Data period
25%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap

Lifestyle data is being sourced. We only publish figures once they are loaded from OpenStreetMap, so nothing here is estimated or invented.

Who Lancaster suits

Lancaster suits most households about equally: every household type sits in the top 1% of the 539 areas we have scored.

How Lancaster ranks for each type of household
HouseholdScoreStandingWhat it weights
Remote workers81top 1%Weighted towards broadband, cost of living, environment and weather.
Families76top 1%Weighted towards schools, safety, housing and healthcare.
Retirees84top 1%Weighted towards healthcare, safety, environment and cost of living.
Young professionals79top 1%Weighted towards employment, lifestyle, transport and broadband.
Students80top 1%Weighted towards cost of living, lifestyle, transport and safety.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Cost of living
  • Affordability
  • Housing
  • Transport
  • Broadband

Worth checking carefully

  • Education

Built only from the categories with data; 3 are still to load for this area.

How Lancaster compares

Lancaster compared with every other area we have scored
CategoryLancasterEngland medianUK medianvs England medianUK position
Cost of living827172+11top 25%
Affordability886468+24top 20%
Employment6161590top 45%
Housing8383830top 49%
Transport877575+12top 10%
Broadband928888+4top 37%
Environment978991+8top 27%
Healthcare825452+28top 12%
Education3939400bottom 46%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the England median only.

What Lancaster does well. Measured against everywhere else in the index, the standouts are healthcare (82, 28 above the median), affordability (88, 24 above the median) and transport (87, 12 above the median).

Near Lancaster, and places like it

Lancaster scores higher than every one of the 6 scored areas within about 50 miles of it, at 80 out of 100.

Scored areas within about 50 miles of Lancaster
AreaDistanceWhereOverallBand
Morecambe2.9 milesLancaster, North West, England74Very good
Fleetwood13 milesWyre, North West, England71Very good
Barrow-in-Furness18 milesWestmorland and Furness, North West, England67Good
Blackpool19 milesBlackpool, North West, England70Very good
Kendal20 milesWestmorland and Furness, North West, England66Good
Preston20 milesPreston, North West, England66Good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Lancaster
AreaWhereOverallAverage gap
WakefieldWakefield, Yorkshire and The Humber, England733.9
ChesterfieldChesterfield, East Midlands, England754.4
ChorleyChorley, North West, England775.1
PlymouthPlymouth, South West, England745.3
LeylandSouth Ribble, North West, England745.4

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

What a home in Lancaster actually costs

Source: HM Land Registry UK HPI

The average home in Lancaster is £199,762, 26 per cent below the median of the areas we have scored. With a ten per cent deposit of £19,976, repaying the rest costs about £1,158 a month, £347 more than renting at the local average of £811, and needs a household income of about £40,000 to borrow.

The cost of buying in Lancaster
MeasureFigure
Average property price£199,762 (June 2026)
Change over 12 months+4.9%, rising
Against our index median26% below the £270,569 median across every area we have scored
10% deposit£19,976
15% deposit£29,964
Price to earnings5.1 times UK median full-time earnings of £39,039
Monthly repayment£1,158 on a £179,786 mortgage (10% deposit, 6% over 25 years)
Against renting£347 more than the £811 average monthly rent
Income to borrow itAbout £40,000 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Lancaster, against the limits

Source: Defra modelled background maps

Fine particulates, at 5.5, sit inside the UK 2040 target of 10 but above the World Health Organization guideline of 5, as in most of Britain. Nitrogen dioxide, at 9.6, is well inside the UK limit of 40 and inside the WHO guideline of 10.

Modelled background air quality in Lancaster, micrograms per cubic metre
PollutantLancasterUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)5.5105Inside the UK target, above the WHO guideline
Nitrogen dioxide (NO₂)9.64010Inside both

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Lancaster

Is Lancaster a good place to live?

Lancaster has an overall liveability score of 80 out of 100 (very good) on TrackPostcode.UK, based on 75% of categories currently loaded. It scores best on broadband and housing. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Lancaster?

Recorded crime for Lancaster is shown in the crime and safety section, from police.uk for England and Wales or Scottish Government statistics for Scotland.

What is the weather like in Lancaster?

The weather section shows annual sunshine, rainfall and typical temperatures for Lancaster from Met Office climate data for the location.

How expensive is it to live in Lancaster?

Average private rent in the Lancaster area is about £811 a month (Jun-26, ONS), giving Lancaster a cost-of-living score of 82 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Lancaster?

The average property price in Lancaster is about £199,762 (2026-06, HM Land Registry). Prices changed +4.9% over the year. See the affordability section for how that compares to local earnings.

Can I afford to buy a house in Lancaster?

The average property in Lancaster costs about £199,762, which is 5.1 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 88 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,158 a month at 6% over 25 years, £347 more than the £811 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Lancaster?

About 98.8% of premises in Lancaster can get superfast broadband of 30 Mbit/s or more, and 90.3% can get a gigabit-capable connection, giving a broadband score of 92 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Lancaster?

77.7% of 16 to 64 year olds in Lancaster are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 61 out of 100. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Lancaster?

Lancaster records 46.3 on Attainment 8 average score (202425), giving an education score of 39 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

What is the air quality like in Lancaster?

For the 1 km grid square containing Lancaster, fine particulates (PM2.5) average 5.48 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 9.61 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 97 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

Are there GPs and dentists near Lancaster?

Within about two kilometres of this point there are 11 GP surgeries, 11 pharmacies and 10 dentists. 8 hospitals are within about eight kilometres. That gives a healthcare score of 82 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

Does Lancaster have good transport links?

The nearest railway station is Lancaster Rail Station, about 0.3 km away, and there are 74 bus, tram or metro stops within an 800 metre walk, giving a transport score of 87 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Lancaster in?

Lancaster is in the Lancaster local authority, North West, England. It falls within the Castle ward and the Lancaster and Wyre parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside Lancaster shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

How does Lancaster compare with the rest of England?

Lancaster sits in the top 1% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on healthcare, affordability and transport. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near Lancaster?

Of the areas we have scored within about 50 miles of Lancaster, the highest are Morecambe (74 out of 100, about 3 miles away), Fleetwood (71 out of 100, about 13 miles away) and Blackpool (70 out of 100, about 19 miles away). Lancaster itself scores 80. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to Lancaster?

Across the twelve category scores, the closest matches elsewhere in Britain are Wakefield (Wakefield, Yorkshire and The Humber, England), Chesterfield (Chesterfield, East Midlands, England) and Chorley (Chorley, North West, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the Lancaster council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.