Is Carmarthen a good place to live?

Carmarthen has an overall liveability score of 70 out of 100 (very good) on TrackPostcode.UK, based on 100% of categories currently loaded. It scores best on cost of living and housing. The score combines cost, affordability, safety, weather and more from open government data.

About 211 crimes were recorded within roughly a mile of Carmarthen in 2026-08 (police.uk), giving a safety score of 55 out of 100. Town and city centres naturally record more than residential streets.

Carmarthen averages 1,403 sunshine hours and about 957 mm of rain a year, giving an outdoor score of 62 out of 100. Summer highs average 18.4°C and winter lows 4.4°C. Based on the Met Office Aberporth station, 36 km away.

Average private rent in the Carmarthenshire area is about £684 a month (Jun-26, ONS), giving Carmarthen a cost-of-living score of 89 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

The average property price in Carmarthenshire is about £197,547 (2026-06, HM Land Registry). Prices changed +6.1% over the year. See the affordability section for how that compares to local earnings.

Carmarthen scores 55 out of 100 for safety - good - measured from recorded crime within about a mile of this point for the latest published month (police.uk). That puts it in the top 39% of every area in our index. A safety score is a comparison with other areas rather than a guarantee about a street. Town and city centres record more crime than residential suburbs largely because more people pass through them, so compare places of a similar type before drawing a conclusion.

The average property in Carmarthenshire costs about £197,547, which is 5.1 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 88 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £1,146 a month at 6% over 25 years, £462 more than the £684 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

About 91.9% of premises in Carmarthenshire can get superfast broadband of 30 Mbit/s or more, and 69.2% can get a gigabit-capable connection, giving a broadband score of 69 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

75.5% of 16 to 64 year olds in Carmarthenshire are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 55 out of 100. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Carmarthenshire records 341.7 on Capped 9 average points score (interim measure) (2024/25), giving an education score of 27 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

For the 1 km grid square containing Carmarthen, fine particulates (PM2.5) average 4.58 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 5.03 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 100 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

Within about two kilometres of this point there are 396 mapped amenities, including 75 places to eat and drink, 237 shops, 44 parks and sports facilities and 6 cultural and community venues, giving a lifestyle score of 56 out of 100. Counts come from OpenStreetMap and are measured at this exact location rather than averaged across the council, so they reflect how well served this particular spot is. Contains OpenStreetMap data © OpenStreetMap contributors.

Within about two kilometres of this point there are 12 GP surgeries, 4 pharmacies and 2 dentists. 2 hospitals are within about eight kilometres. That gives a healthcare score of 58 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

The nearest railway station is Carmarthen Rail Station, about 0.3 km away, and there are 43 bus, tram or metro stops within an 800 metre walk, giving a transport score of 76 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Carmarthen is in the Carmarthenshire local authority, Wales. It falls within the Carmarthen Town North and South ward and the Caerfyrddin parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside Carmarthenshire shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

Carmarthen scores 73 out of 100 on our students profile, which is weighted towards cost of living, lifestyle, transport and safety. That is 3 points above its general score of 70, because this profile weights the twelve categories differently. Every area we score is ranked on this basis at /best-places-for-students/.

Carmarthen scores 72 out of 100 on our retirees profile, which is weighted towards healthcare, safety, environment and cost of living. That is close to its general score of 70, so the weighting neither flatters nor penalises this area. Every area we score is ranked on this basis at /best-for-retirement/.

Carmarthen sits in the top 32% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on healthcare. It is furthest below on education, broadband and housing. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

Of the areas we have scored within about 50 miles of Carmarthen, the highest are Maesteg (73 out of 100, about 32 miles away), Llanelli (72 out of 100, about 13 miles away) and Neath (72 out of 100, about 25 miles away). Carmarthen itself scores 70. Distances are straight-line from this point, and each of those names links to its own full report.

Across the twelve category scores, the closest matches elsewhere in Britain are Workington (Cumberland, North West, England), Elgin (Moray, Scotland) and Caerphilly (Caerphilly, Wales). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the Carmarthenshire council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.