TrackPostcode.UK

Area report

Is Banbury a good place to live?

Cherwell, South East, England

69 / 100
GoodOverall score

Report completeness: 85%. Score is based on the categories with data loaded for this area.

71Remote workers
67Families
68Retirees
72Young professionals
65Students

In short

Banbury scores 69 out of 100 overall, putting it in the top 37 per cent of the 539 UK areas we have scored. Its biggest lead is employment, scoring 84 against the English median of 61; its biggest shortfall is affordability, 43 against 64.

  • Nearest scored area: Bicester, about 14 miles away, scoring 67.
  • Median overall score across the 539 areas in our index: 67 out of 100.
  • Report completeness 85 per cent: categories without data are excluded rather than estimated.

How detailed is this report?

Open data is published at different levels of detail, and this report always uses the most granular level available rather than pretending otherwise.

  • Point-level for this exact location: Weather (from the Met Office Oxford station, 34 km away); Healthcare (facilities within about 2 km, hospitals within about 8 km); Transport (stops within 800 m and the nearest railway station); Air quality (the 1 km grid cell containing this point).
  • Council-level, covering all of Cherwell: Cost of living, Affordability, Housing, Employment, Broadband, Education. Every postcode and town in the council shares these figures.

Research this area further with trusted open data: police.uk street-level crime map, HM Land Registry sold prices, ONS local area profiles, Ofcom broadband checker. This report is open-source intelligence: everything is built from published government and public datasets you can check yourself.

43 / 100
FairAffordability score
£353,632Average price2026-06
9.1xPrice to earningsvs UK median full-time salary
£39,039Earnings assumedONS ASHE, updated annually

With a ten per cent deposit, the average Banbury home needs borrowing of 8.2 times a single UK median full-time salary of £39,039, beyond the 4.5 times most lenders will go to, so it takes a second income or a larger deposit. Try your own figures below.

£
£

Guidance only, using standard lending multiples and typical outgoings. Not a mortgage offer or financial advice. TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority; always seek independent professional advice before financial decisions.

93 / 100
ExcellentHousing score
£353,632Average price2026-06
+3.8%Annual change

UK House Price Index for Cherwell, all property types. Steady growth scores best; sharp falls and overheating both score lower.

Crime and safety

Source: police.uk

Crime data could not be loaded for this location.

Weather and outdoors

Source: Met Office
80 / 100
Very goodOutdoor score
1,702Sunshine hours/yr
750 mmRainfall/yr
23°CSummer high (avg)
3.2°CWinter low (avg)
28Air frost days/yr
OxfordNearest weather station34 km away

Outdoor suitability

80Walking
81Running
82Cycling
82Gardening

Banbury averages about 1,702 sunshine hours a year, towards the sunnier end of the UK range, with relatively low rainfall for the UK (about 750 mm a year). Summer days typically reach around 23°C and winter nights fall to about 3.2°C.

Averages over 6 years (2020-2025) from the Met Office Oxford station, 34 km away. How the outdoor score works. Contains Met Office data © Crown copyright.

91 / 100
ExcellentBroadband score
98.3%Superfast availabilitypremises with 30 Mbit/s or more
88.8%Gigabit availabilitypremises with 1 Gbit/s capable

Ofcom Connected Nations coverage for Cherwell: the share of premises that can get each service, not the share that has taken it up.

43 / 100
FairEducation score
47.4Attainment 8 average score202425
Council levelMeasured atshared by the whole local authority

Local authority average, key stage 4, state-funded schools. Source: Department for Education. Each nation publishes its own measure, so this compares within England only. How education is scored.

67 / 100
GoodHealthcare score
9GP surgerieswithin about 2 km
7Pharmacieswithin about 2 km
7Dentistswithin about 2 km
2Hospitalswithin about 8 km

Counted from OpenStreetMap around this exact point; a nearby GP and pharmacy carry the most weight. How it is scored. Contains OpenStreetMap data © OpenStreetMap contributors.

84 / 100
Very goodEmployment score
86%Employment rateaged 16-64
NOMIS latest, retrieved Sep 2026Survey period

ONS Annual Population Survey for Cherwell, via NOMIS. Most UK councils fall between about 62% and 82% employment.

87 / 100
ExcellentEnvironment score
7.12 µg/m³PM2.5 annual meanWHO guideline: 5 µg/m³
8.59 µg/m³NO2 annual meanWHO guideline: 10 µg/m³
2024Data year

Defra modelled background air for the 1 km grid cell around this point (Crown copyright), scored against the WHO 2021 guidelines.

77 / 100
Very goodTransport score
45Stops within 800 mbus, tram and metro
0.4 kmNearest railway stationBanbury Rail Station
Point-levelMeasured atthis exact location

DfT NaPTAN stops around this exact point. Twelve or more stops within 800 m, and a station within 1 km, each earn full marks.

Cost of living

Source: ONS
53 / 100
FairCost of living score
£1,291Average monthly rentall property types
Jun-26Data period
40%Rent as share of payof UK median full-time gross pay

Average private rent, from the ONS Price Index of Private Rents. Rent stands in for cost of living because it is the largest living cost and the one that varies most between places.

Lifestyle and amenities

Source: OpenStreetMap

Lifestyle data is being sourced. We only publish figures once they are loaded from OpenStreetMap, so nothing here is estimated or invented.

Who Banbury suits

Of the 1 profiles we score, Banbury suits remote workers best, at 71 out of 100.

Banbury is a markedly better fit for some households than others. It ranks in the top 10% of the 539 areas we have scored for young professionals, and the bottom 37% for students. That gap comes from the same twelve categories weighted differently, which is why one overall score can never answer the question on its own.

How Banbury ranks for each type of household
HouseholdScoreStandingWhat it weights
Young professionals72top 10%Weighted towards employment, lifestyle, transport and broadband.
Families67top 25%Weighted towards schools, safety, housing and healthcare.
Remote workers71top 38%Weighted towards broadband, cost of living, environment and weather.
Retirees68top 43%Weighted towards healthcare, safety, environment and cost of living.
Students65bottom 37%Weighted towards cost of living, lifestyle, transport and safety.

The same twelve scores, weighted per household. Set your own weights in the relocation quiz.

Stands out on

  • Weather
  • Employment
  • Housing
  • Broadband
  • Environment

Worth checking carefully

  • Affordability
  • Education

Built only from the categories with data; 2 are still to load for this area.

How Banbury compares

Banbury compared with every other area we have scored
CategoryBanburyEngland medianUK medianvs England medianUK position
Cost of living537172-18bottom 20%
Affordability436468-21bottom 19%
Weather807272+8top 14%
Employment846159+23top 2%
Housing938383+10top 24%
Transport777575+2top 40%
Broadband918888+3top 41%
Environment878991-2bottom 32%
Healthcare675452+13top 25%
Education433940+4top 35%

Medians and positions are across the 539 areas in our index. Safety and education are measured differently in each nation, so read those two rows against the England median only.

What Banbury does well. Measured against everywhere else in the index, the standouts are employment (84, 23 above the median), healthcare (67, 13 above the median) and housing (93, 10 above the median).

Where it falls short. Affordability (43, 21 below) and cost of living (53, 18 below).

Near Banbury, and places like it

Banbury scores higher than every one of the 6 scored areas within about 50 miles of it, at 69 out of 100.

Scored areas within about 50 miles of Banbury
AreaDistanceWhereOverallBand
Bicester14 milesCherwell, South East, England67Good
Royal Leamington Spa18 milesWarwick, West Midlands, England65Good
Stratford-upon-Avon18 milesStratford-on-Avon, West Midlands, England62Good
Warwick19 milesWarwick, West Midlands, England64Good
Witney20 milesWest Oxfordshire, South East, England61Good
Rugby22 milesRugby, West Midlands, England68Good

Straight-line distances, so roads are longer. Any place not listed can be searched directly.

Areas with the most similar scoring profile to Banbury
AreaWhereOverallAverage gap
DunstableCentral Bedfordshire, East of England, England654.2
Leighton BuzzardCentral Bedfordshire, East of England, England654.7
YateSouth Gloucestershire, South West, England635.4
AldershotRushmoor, South East, England655.5
BiggleswadeCentral Bedfordshire, East of England, England675.7

Average score gap across every category both areas have, so smaller is closer. Neighbouring areas are left out.

What a home in Banbury actually costs

Source: HM Land Registry UK HPI

The average home in Banbury is £353,632, 31 per cent above the median of the areas we have scored. With a ten per cent deposit of £35,363, repaying the rest costs about £2,051 a month, £760 more than renting at the local average of £1,291, and needs a household income of about £70,700 to borrow.

The cost of buying in Banbury
MeasureFigure
Average property price£353,632 (June 2026)
Change over 12 months+3.8%, rising
Against our index median31% above the £270,569 median across every area we have scored
10% deposit£35,363
15% deposit£53,045
Price to earnings9.1 times UK median full-time earnings of £39,039
Monthly repayment£2,051 on a £318,269 mortgage (10% deposit, 6% over 25 years)
Against renting£760 more than the £1,291 average monthly rent
Income to borrow itAbout £70,700 a year at 4.5 times income

Council-wide average across all property types; the multiple uses UK median full-time earnings (April 2025 (ONS ASHE)). Illustrative arithmetic, not a mortgage assessment or financial advice; TrackPostcode.UK is not authorised or regulated by the Financial Conduct Authority.

Air quality in Banbury, against the limits

Source: Defra modelled background maps

Fine particulates, at 7.1, sit inside the UK 2040 target of 10 but above the World Health Organization guideline of 5, as in most of Britain. Nitrogen dioxide, at 8.6, is well inside the UK limit of 40 and inside the WHO guideline of 10.

Modelled background air quality in Banbury, micrograms per cubic metre
PollutantBanburyUK objectiveWHO guidelineStanding
Fine particulates (PM2.5)7.1105Inside the UK target, above the WHO guideline
Nitrogen dioxide (NO₂)8.64010Inside both

Neighbourhood background levels from the Defra 1 km model; readings beside a busy road are higher. UK figures are the legal limit (NO₂) and 2040 target (PM2.5); WHO figures are health guidelines, not law.

Questions about Banbury

Is Banbury a good place to live?

Banbury has an overall liveability score of 69 out of 100 (good) on TrackPostcode.UK, based on 85% of categories currently loaded. It scores best on housing and broadband. The score combines cost, affordability, safety, weather and more from open government data.

What is the crime rate in Banbury?

Recorded crime for Banbury is shown in the crime and safety section, from police.uk for England and Wales or Scottish Government statistics for Scotland.

What is the weather like in Banbury?

Banbury averages 1,702 sunshine hours and about 750 mm of rain a year, giving an outdoor score of 80 out of 100. Summer highs average 23°C and winter lows 3.2°C. Based on the Met Office Oxford station, 34 km away.

How expensive is it to live in Banbury?

Average private rent in the Cherwell area is about £1,291 a month (Jun-26, ONS), giving Banbury a cost-of-living score of 53 out of 100. Use the affordability calculator to estimate what you could comfortably afford here.

What are house prices like in Banbury?

The average property price in Cherwell is about £353,632 (2026-06, HM Land Registry). Prices changed +3.8% over the year. See the affordability section for how that compares to local earnings.

Can I afford to buy a house in Banbury?

The average property in Cherwell costs about £353,632, which is 9.1 times earnings against assumed full-time earnings of £39,039 a year (ONS ASHE), giving an affordability score of 43 out of 100. Mainstream lenders usually cap borrowing at around four to four and a half times income, so a ratio above that generally means a larger deposit, a second income or a cheaper property than the local average. With a ten per cent deposit, repaying the rest costs about £2,051 a month at 6% over 25 years, £760 more than the £1,291 average local rent. The affordability calculator on this page estimates it from your own salary and savings.

How fast is broadband in Banbury?

About 98.3% of premises in Cherwell can get superfast broadband of 30 Mbit/s or more, and 88.8% can get a gigabit-capable connection, giving a broadband score of 91 out of 100 (Ofcom Connected Nations). These are council-area availability figures - the share of premises able to order each service, not the speed any single line achieves - so check the exact address with the Ofcom broadband checker before committing to it.

What is the job market like in Banbury?

86% of 16 to 64 year olds in Cherwell are in work (NOMIS latest, retrieved Sep 2026, ONS Annual Population Survey via NOMIS), giving an employment score of 84 out of 100. UK local authorities typically range from about 62% to 82%. This is a whole-authority figure, so it describes the local labour market rather than any one town within it.

Are the schools good in Banbury?

Cherwell records 47.4 on Attainment 8 average score (202425), giving an education score of 43 out of 100. Each nation publishes its own attainment measure and they are not interchangeable, so education scores compare within England, Scotland or Wales and not across them. Attainment is published for the whole council or county rather than for a school catchment, so check individual schools with the inspectorate before deciding.

What is the air quality like in Banbury?

For the 1 km grid square containing Banbury, fine particulates (PM2.5) average 7.12 µg/m³ against a World Health Organization guideline of 5 and nitrogen dioxide averages 8.59 µg/m³ against a guideline of 10 (2024, Defra Pollution Climate Mapping, Crown copyright). That gives an environment score of 87 out of 100; an area meeting both guideline levels scores 100. These are modelled background concentrations for the square, not a reading taken at the roadside.

Are there GPs and dentists near Banbury?

Within about two kilometres of this point there are 9 GP surgeries, 7 pharmacies and 7 dentists. 2 hospitals are within about eight kilometres. That gives a healthcare score of 67 out of 100. Facilities are counted from OpenStreetMap and the score describes how close services are, not waiting times, capacity or clinical quality.

Does Banbury have good transport links?

The nearest railway station is Banbury Rail Station, about 0.4 km away, and there are 45 bus, tram or metro stops within an 800 metre walk, giving a transport score of 77 out of 100. Stops come from the DfT NaPTAN dataset and are counted for this exact point, so the figure measures access rather than how frequently anything runs.

Which council area is Banbury in?

Banbury is in the Cherwell local authority, South East, England. It falls within the Banbury Cross and Neithrop ward and the Banbury parliamentary constituency. Cost of living, housing, affordability, employment, broadband and education figures in this report are published at local-authority level, so every postcode and town inside Cherwell shares them. Weather, crime, amenities, healthcare, transport and air quality are measured for this point instead.

Is Banbury a good place for remote workers?

Banbury scores 71 out of 100 on our remote workers profile, which is weighted towards broadband, cost of living, environment and weather. That is close to its general score of 69, so the weighting neither flatters nor penalises this area. Every area we score is ranked on this basis at /best-places-for-remote-workers/.

How does Banbury compare with the rest of England?

Banbury sits in the top 37% of the 539 UK areas we have scored. The median area in the index scores 67 out of 100. It is furthest above the benchmark for its nation on employment, healthcare and housing. It is furthest below on affordability and cost of living. Categories are compared against the area's own nation where the samples allow it, because crime and school attainment are measured differently either side of the border.

What are the best places to live near Banbury?

Of the areas we have scored within about 50 miles of Banbury, the highest are Rugby (68 out of 100, about 22 miles away), Bicester (67 out of 100, about 14 miles away) and Royal Leamington Spa (65 out of 100, about 18 miles away). Banbury itself scores 69. Distances are straight-line from this point, and each of those names links to its own full report.

Which places are most similar to Banbury?

Across the twelve category scores, the closest matches elsewhere in Britain are Dunstable (Central Bedfordshire, East of England, England), Leighton Buzzard (Central Bedfordshire, East of England, England) and Yate (South Gloucestershire, South West, England). Similarity is the average gap across every category both areas have data for, with immediate neighbours excluded, so these are places that score alike rather than places that look alike or sit nearby.

What area does this report cover?

Weather, crime, local amenities, healthcare access, transport access and air quality are measured for this exact point. Cost of living, affordability, housing, employment and broadband come from official statistics for the Cherwell council area, so nearby postcodes and towns in the same council share those figures. Education comes from the local authority, or from the county where attainment is only published at county level. The "How detailed is this report" section explains each level.